ZIP 92313 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 92313 (San Bernardino County, California) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100)). What sets it apart are the readings on structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). By contrast, mortgage stress (24/100) register low. Latent structural risk is 75/100 while live distress already moving reads 7/100.

The market reads peak — home values held roughly flat year on year, and 14% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

61% of housing is owner-occupied. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. 13,069 residents call 92313 home, typically aged 37. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $517,600, an affordability ratio of 5.6×. There are about 5,069 housing units across 92313. Around 29% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. Vacancy runs 7.0%. At $83,668, median income runs near typical U.S. levels.

Net-net, 92313 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 92313 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 92313 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92313 can be compared directly against any other ZIP in San Bernardino County, California or nationwide. Nothing here is interpolated — where a source is thin for 92313, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 92313's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 92313 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.