ZIP 92316 Property Distress & Foreclosure Data

San Bernardino County, California's ZIP 92316 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100). The latent-versus-live split is 74/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (24/100) register low.

The market reads peak — home values rose 1.5% year on year, and 16% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Home values center near $474,100, an affordability ratio of 5.5×. 13.4% of residents fall below the poverty threshold. Median household income is $82,117, near the U.S. median near $78,000. The ZIP holds roughly 8,605 housing units. The vacancy rate is 4.0%. Educational attainment sits at 11% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 40/100. Owners hold 69% of homes, renters 31%. Around 43% of renters are cost-burdened. About 31,909 people live here, median age 33.

Net-net, 92316 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.