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ZIP 92314 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California · High Vacancy market

In San Bernardino County, California, ZIP 92314 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). On the structural side it scores 75/100, with 7/100 of stress already active. Its heaviest discrete signals: structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted.

The market reads peak — home values held roughly flat year on year, and 1% lower over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $79,191, near the U.S. median near $78,000. The poverty rate is 12.6%. The tenure split is 74% owner-occupied to 26% rented. Around 48% of renters are cost-burdened. There are about 9,437 housing units across 92314. DLRadar's demographic-stress index for the area reads 41/100. About 26% have a four-year degree. Home values center near $457,200, an affordability ratio of 5.2×. About 10,410 people live here, median age 44. Vacancy runs 53.7%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 92314 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 92314 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 92314 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 92314 shows as blanks, never estimates, and the score updates on every fresh public filing.

92314's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 92314 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

What is driving ZIP 92314’s distress

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
92314 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 92314 distress snapshot

The live 92314 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in San Bernardino County

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Open 92314 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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