ZIP 92305 Property Distress & Foreclosure Data

DLRadar grades ZIP 92305 (San Bernardino County, California) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (24/100). The latent-versus-live split is 74/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100)).

The peak-phase market in 92305 posted values that rose 1.5% over the year, and 1% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 92305 scores 41/100. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 72.7% — elevated. Population is roughly 371 with a median age of 38. Households earn a median $114,453 — above the roughly $78,000 national figure. About 56% have a four-year degree. Around 100% of renters are cost-burdened. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 569 housing units. A median home runs $559,900 here, or 3.6 times local income.

On the whole, 92305 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.