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ZIP 92308 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California · Distress market

On DLRadar's 0-100 public-record scale, ZIP 92308 in San Bernardino County, California comes in at 34, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). The pressure is most legible in structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. On the structural side it scores 75/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 15,090 housing units. On demographic stress specifically, 92308 scores 43/100. 42,402 residents call 92308 home, typically aged 36. Rent burden reaches 59% of tenant households. The vacancy rate is 6.5%. Around 17% of adults hold a bachelor's degree or higher. The tenure split is 71% owner-occupied to 29% rented. The poverty rate is 19.1% — high, a tax-stress and distress correlate. The typical home is worth about $383,600 (5.7× income). At $63,484, median income runs below typical U.S. levels.

Net-net, 92308 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 92308 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 92308 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92308 can be compared directly against any other ZIP in San Bernardino County, California or nationwide. 92308 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 92308 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 92308 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 92308

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
92308 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 92308 Stress Report snapshot

A live read on 92308: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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