ZIP 92307 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California's ZIP 92307 registers 35/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (77/100), institutional ownership (58/100), construction/permit lag (55/100). mortgage stress (24/100) stay muted. Latent structural risk is 77/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 13% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 13,929 housing units. Around 48% of renters are cost-burdened. Educational attainment sits at 22% bachelor's-or-above. The typical home is worth about $428,400 (5.3× income). At $74,715, median income runs near typical U.S. levels. 40,666 residents call 92307 home, typically aged 35. 14.1% of residents fall below the poverty threshold. On demographic stress specifically, 92307 scores 38/100. Owners hold 70% of homes, renters 30%. The vacancy rate is 3.8%.

On balance 92307 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 92307 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 92307's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 92307 shows blanks, not estimates, wherever the record is sparse.

Each component behind 92307 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 92307 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.