ZIP 92311 Foreclosure, Tax-Lien & Distress Report

San Bernardino County, California's ZIP 92311 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100). Leading the profile are structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 75/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 16% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 10.4%. The ZIP holds roughly 13,586 housing units. Home values center near $246,400, an affordability ratio of 3.7× — accessible. Owners hold 49% of homes, renters 51%. Around 41% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 33,982 with a median age of 34. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $59,338, median income runs below typical U.S. levels. Around 11% of adults hold a bachelor's degree or higher.

On the whole, 92311 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 92311's 34/100 can be lined up against any neighbor in San Bernardino County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 92311, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

92311's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 92311 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.