ZIP 92365 Foreclosure, Tax-Lien & Distress Report

ZIP 92365's composite property-distress score is 34/100 - DLRadar classes that as moderate for San Bernardino County, California. Its heaviest discrete signals: structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted. On the structural side it scores 75/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $61,944, below the U.S. median near $78,000. The poverty rate is 21.6% — high, a tax-stress and distress correlate. Educational attainment sits at 8% bachelor's-or-above. 79% of housing is owner-occupied. On demographic stress specifically, 92365 scores 33/100. 2,514 residents call 92365 home, typically aged 48. Around 42% of renters are cost-burdened. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $183,300 (2.6× income, relatively affordable). The ZIP holds roughly 1,242 housing units.

Taken together, 92365 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 92365 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 92365 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 92365 can be compared directly against any other ZIP in San Bernardino County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 92365 shows blanks, not estimates, wherever the record is sparse.

Behind 92365's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 92365 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.