ZIP 92345 Foreclosure, Tax-Lien & Distress Report

ZIP code 92345 in San Bernardino County, California carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (75/100)). The split runs 77/100 structural to 7/100 active on the ground. Its standout signals are structural risk (77/100), institutional ownership (58/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 14% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $65,949, median income runs below typical U.S. levels. Rent burden reaches 53% of tenant households. The poverty rate is 18.5% — high, a tax-stress and distress correlate. There are about 27,305 housing units across 92345. About 11% have a four-year degree. A median home runs $400,800 here, or 5.5 times local income. On demographic stress specifically, 92345 scores 43/100. About 87,906 people live here, median age 33. Owners hold 65% of homes, renters 35%. The vacancy rate is 4.3%.

On balance 92345 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 92345 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in San Bernardino County, California and the nation. Where the record is thin for 92345, the field stays empty rather than modeled, and fills in as new documents post.

The 35/100 figure for 92345 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 92345 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.