ZIP 92345 Property Distress & Foreclosure Data

In San Bernardino County, California, ZIP 92345 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (79/100). The latent-versus-live split is 74/100 structural and 7/100 already moving. Its standout signals are structural risk (74/100), institutional ownership (62/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 14% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $65,949, median income runs below typical U.S. levels. Around 53% of renters are cost-burdened. The poverty rate is 18.5% — high, a tax-stress and distress correlate. The ZIP holds roughly 27,305 housing units. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $400,800 (5.5× income). The demographic-stress sub-score lands at 43/100. 87,906 residents call 92345 home, typically aged 33. 65% of housing is owner-occupied. The vacancy rate is 4.3%.

Overall, 92345 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.