ZIP 92346 Foreclosure, Tax-Lien & Distress Report

In San Bernardino County, California, ZIP 92346 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 75/100 structural to 7/100 active on the ground. The most distinctive pressure shows up in structural risk (75/100), institutional ownership (58/100), construction/permit lag (53/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (90/100), FEMA disaster exposure (71/100).

The peak-phase market in 92346 posted values that held roughly flat over the year, and 7% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.1%. There are about 17,789 housing units across 92346. The tenure split is 67% owner-occupied to 33% rented. On demographic stress specifically, 92346 scores 40/100. 12.3% of residents fall below the poverty threshold. Around 25% of adults hold a bachelor's degree or higher. 56,956 residents call 92346 home, typically aged 36. Around 59% of renters are cost-burdened. Home values center near $499,200, an affordability ratio of 5.4×. At $84,818, median income runs near typical U.S. levels.

Net-net, 92346 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 92346 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 92346's 34/100 can be lined up against any neighbor in San Bernardino County, California or any ZIP coast to coast. 92346 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 figure for 92346 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 92346 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.