ZIP 93309 Property Distress & Foreclosure Data

DLRadar grades ZIP 93309 (Kern County, California) at a moderate 31/100 for overall property distress. Structural risk reads 68/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (68/100), institutional ownership (50/100), construction/permit lag (48/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.0% year on year, and 14% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 5.3%. At $62,143, median income runs below typical U.S. levels. 48% of housing is owner-occupied. There are about 23,656 housing units across 93309. About 63,989 people live here, median age 32. Around 20% of adults hold a bachelor's degree or higher. The typical home is worth about $320,400 (4.6× income). The poverty rate is 17.0% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 39/100. Rent burden reaches 46% of tenant households.

Net-net, 93309 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.