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ZIP 93314 Foreclosure, Tax-Lien & Distress Report

Kern County, California · Cooling Market market

Composite property distress in 93314 (Kern County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (69/100). Property-level stress concentrates in structural risk (65/100), construction/permit lag (45/100), institutional ownership (43/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 65/100 structural and 6/100 already moving.

The market reads contraction — home values fell 0.9% year on year, and 9% higher over three years, at 36/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $543,900, an affordability ratio of 4.0× — accessible. Around 36% of adults hold a bachelor's degree or higher. There are about 11,508 housing units across 93314. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 84% of homes, renters 16%. The vacancy rate is 3.6%. 7.7% of residents fall below the poverty threshold. Rent burden reaches 34% of tenant households. 34,997 residents call 93314 home, typically aged 35. Median household income is $127,911, above the U.S. median near $78,000.

Taken together, 93314 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 93314 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 93314 shows blanks, not estimates, wherever the record is sparse.

Each component behind 93314 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 93314 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

30/100
Composite stress
65/100
Structural risk
6/100
Distress activity

ZIP 93314 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk99
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

93314 at a glance

Current distress, phase, housing and lender-pressure figures for 93314, drawn from the same report attached to each property.

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Nearby ZIPs in Kern County

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