Kern County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kern County, California? DLRadar grades every Kern County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Kern County breakdown.
- Kern County's most distressed ZIP is 93225 at 32/100.
- 53 ZIP codes tracked in Kern County, averaging 30/100 distress.
- Kern County reads contraction — home values down 0.9% year over year, 0.9% off peak.
- Vacancy runs 17.8% across Kern County's tracked ZIPs, with a 19.6% poverty rate.
- The typical Kern County home is worth about $300,159 against a ~$73,130 median income.
- Lending headwind in Kern County sits at 44/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 93225 | 32/100 |
| 2 | 93252 | 32/100 |
| 3 | 93516 | 32/100 |
| 4 | 93536 | 32/100 |
| 5 | 93203 | 30/100 |
| 6 | 93205 | 30/100 |
| 7 | 93206 | 30/100 |
| 8 | 93220 | 30/100 |
| 9 | 93222 | 30/100 |
| 10 | 93224 | 30/100 |
| 11 | 93226 | 30/100 |
| 12 | 93240 | 30/100 |
Most distressed ZIP codes in Kern County (composite distress 0-100, 2026)
What is driving Kern County distress
Nothing here is estimated: Kern County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Kern County market phase and pricing
The cycle in Kern County is contraction, with values down 0.9% year over year and 0.9% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Kern County
Keep reading the Kern County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Nothing charged today · every module open, on live data.
Questions and answers
Which ZIP code leads Kern County on distress?
ZIP 93225 leads Kern County at 32/100, recomputed monthly from public records.
What market phase is Kern County in?
Phase for Kern County: contraction, tracking a 0.9% decline year over year, read off the FHFA index.
Which datasets feed the Kern County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 53 Kern County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Kern County ZIP codes?
Averaging the county conceals how uneven it is. Across the Kern County ZIPs DLRadar ranks, scores run from 32/100 in 93225 down to 30/100 in 93240, against a Kern County average of 30/100. A spread of 2 points means Kern County has to be worked ZIP by ZIP.
What do Kern County home values and vacancy say about distressed supply?
The typical Kern County home carries about $300,159 of value against a median household income near $73,130. Vacancy across Kern County's tracked ZIPs runs 17.8% and the poverty rate is 19.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Kern County's filings and its 44/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.