ZIP 96028 Property Distress & Foreclosure Data

Composite property distress in 96028 (Shasta County, California) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (32/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). On the structural side it scores 53/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).

The contraction-phase market in 96028 posted values that held roughly flat over the year, 2.8% off the recent peak, and 30% higher over three years (phase confidence 36/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $61,851, below the U.S. median near $78,000. Around 28% of renters are cost-burdened. 8.3% of residents fall below the poverty threshold. Owners hold 72% of homes, renters 28%. The ZIP holds roughly 921 housing units. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 35.6% — elevated. Home values center near $392,000, an affordability ratio of 6.5×. Population is roughly 1,667 with a median age of 49.

On the whole, 96028 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
53/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 96028

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Shasta County

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