ZIP 96028 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 96028 (Shasta County, California) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (70/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. The split runs 70/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 96028 posted values that held roughly flat over the year, and 30% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $61,851 — below the roughly $78,000 national figure. Rent burden reaches 28% of tenant households. 8.3% of residents fall below the poverty threshold. The tenure split is 72% owner-occupied to 28% rented. There are about 921 housing units across 96028. About 19% have a four-year degree. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 35.6% — elevated. Home values center near $392,000, an affordability ratio of 6.5×. 1,667 residents call 96028 home, typically aged 49.

Taken together, 96028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 96028 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 96028 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96028 can be compared directly against any other ZIP in Shasta County, California or nationwide. Sparse data for 96028 shows as blanks, never estimates, and the score updates on every fresh public filing.

96028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 96028 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.