ZIP 96013 Foreclosure, Tax-Lien & Distress Report

In Shasta County, California, ZIP 96013 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (71/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100). Latent structural risk is 71/100 while live distress already moving reads 3/100.

The market reads peak — home values held roughly flat year on year, and 3% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $52,065, median income runs below typical U.S. levels. Population is roughly 3,929 with a median age of 48. 15.8% of residents fall below the poverty threshold. Rent burden reaches 41% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. About 9% have a four-year degree. A median home runs $227,500 here, or 4.4 times local income. The ZIP holds roughly 2,001 housing units. The tenure split is 63% owner-occupied to 37% rented.

On the whole, 96013 leans distressed, with opportunity clustered in specific stressed parcels. While 96013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 96013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 96013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 for 96013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 96013 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.