Shasta County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Shasta County, CA distress report, 2026: 30 ZIPs scored in Shasta, CA, Shasta, CA average 31/100; the top Shasta, CA ZIP is 96022 at 34/100; Shasta, CA market phase peak, Shasta, CA prices +0.3% year over year.
- Shasta, CA ranks #1,147 nationally (opportunity index); Shasta, CA #11 in California; Shasta, CA index 30.7.
- Shasta, CA ninety-day mortgage delinquency 0.6% in December 2025; Shasta, CA twelve-month change -0.1%.
- Shasta, CA ZIP phases: 29 peak, 1 contraction.
- Shasta, CA residential listings tracked: 144 across 24 ZIPs; Shasta, CA candidate listings 77.
- Shasta, CA HUD assisted properties: 14 with 617 units.
- Shasta, CA lenders on watch: 5; largest Shasta, CA footprint Tri Counties Bank (10 branches).
- Shasta, CA most distressed ZIP: 96022 at 34/100.
Shasta, CA figures: DLRadar distress index; Shasta, CA inputs: CFPB, FHFA, HUD, FDIC; Shasta, CA rebuilt as sources refresh.
| Rank | Shasta, CA ZIP | Score |
|---|---|---|
| 1 | 96022 | 34/100 |
| 2 | 96075 | 34/100 |
| 3 | 96059 | 33/100 |
| 4 | 96001 | 31/100 |
| 5 | 96002 | 31/100 |
| 6 | 96003 | 31/100 |
| 7 | 96007 | 31/100 |
| 8 | 96008 | 31/100 |
| 9 | 96011 | 31/100 |
| 10 | 96013 | 31/100 |
| 11 | 96016 | 31/100 |
| 12 | 96017 | 31/100 |
Most distressed Shasta, CA ZIPs (0-100, 2026)
Mortgage delinquency in Shasta, CA
0.6% of Shasta, CA mortgages were ninety-plus days late (Shasta, CA, December 2025); Shasta, CA thirty-to-eighty-nine days late: 2.0%; Shasta, CA twelve-month change -0.1%; Shasta, CA peak since 2008: 6.2% (February 2010); California overall 0.5%. Shasta, CA ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 1.2 (Shasta, CA), Mar 25 0.9, Apr 25 0.9, May 25 0.8 (Shasta, CA), Jun 25 0.8, Jul 25 1.2, Aug 25 0.9 (Shasta, CA), Sep 25 0.8, Oct 25 0.6, Nov 25 0.6 (Shasta, CA), Dec 25 0.6.
Opportunity index: Shasta, CA
Shasta, CA index 30.7, Shasta, CA phase early_signal; Shasta, CA primary driver construction, Shasta, CA second driver bank institutional. Shasta, CA components: property stress 18.9, foreclosure pressure 21.3, listing discounts 26.3, bank stress 56.3, insurance 0.0; Shasta, CA pulse 35.7; Shasta, CA capital opportunity 23.1; Shasta, CA seven-day change +0.1%.
ZIP market phases inside Shasta, CA
30 Shasta, CA ZIPs carry a price-cycle phase; Shasta, CA ZIPs by phase (Shasta, CA), deepest drawdown first: contraction, -0.2% YoY, 0.2% off peak (Shasta, CA): 96025; peak, +0.1% YoY, 0.2% off peak (Shasta, CA): 96076; peak, +0.4% YoY, 0.2% off peak (Shasta, CA): 96075; peak, +0.3% YoY, 0.1% off peak (Shasta, CA): 96056, 96059; peak, +0.4% YoY, 0.1% off peak (Shasta, CA): 96022; peak, +0.3% YoY (Shasta, CA): 96001, 96002, 96003, 96007, Shasta, CA 96008, 96011, 96013, 96016, Shasta, CA 96017, 96019.
Residential listings by Shasta, CA ZIP
Shasta, CA ZIPs with the most tracked Shasta, CA residential listings: 96003 36 listings, 21 candidates, bank pressure 62; 96002 20 listings, 14 candidates, bank pressure 62; 96007 19 listings, 11 candidates, bank pressure 62; 96088 14 listings, 8 candidates, bank pressure 62 (Shasta, CA); 96001 12 listings, 7 candidates, bank pressure 62; 96019 10 listings, 3 candidates, bank pressure 62; 96069 8 listings, 6 candidates, bank pressure 62; 96013 7 listings, 2 candidates, bank pressure 62. Shasta, CA totals: 144 listings; Shasta, CA candidates 77; active ZIPs 15.
HUD assisted housing in Shasta, CA
14 assisted properties with 617 units sit in Shasta, CA; largest Shasta, CA properties: Market Street Apartments (Redding) 82 units; Heritage Plaza Phase Ii (Redding) 80 units, 59 assisted; Shadowbrook Apartments (Redding) 80 units in Shasta, CA; Mercy Oaks Village (Redding) 63 units, 62 assisted; Tree House Senior Apartments (Redding) 62 units, 61 assisted; Mountain Vistas (Redding) 57 units, 56 assisted.
Lenders with branches in Shasta, CA
Shasta, CA lenders by branch count: Tri Counties Bank (Shasta, CA): stress 49, 10 branches low in Shasta, CA; Plumas Bank (Shasta, CA): stress 46, 5 branches low in Shasta, CA; Golden Valley Bank (Shasta, CA): stress 79, 2 branches low in Shasta, CA; Mechanics Bank (Shasta, CA): stress 59, 1 branch low in Shasta, CA; Five Star Bank (Shasta, CA): stress 59, 1 branch low in Shasta, CA.
Vacancy and permits, Shasta, CA
8,836 of 80,068 Shasta, CA housing units are vacant; Shasta, CA permits, twelve months: 0 multifamily units in Shasta, CA, 151 one-to-four unit units.
Work Shasta, CA at the parcel level
Every Shasta, CA parcel carries owner and address; every Shasta, CA parcel carries APN; Shasta, CA distress scores sit on the Shasta, CA live board.
Shasta, CA figures refresh with each source.
Shasta, CA questions
Most distressed ZIP code in Shasta County, CA?
ZIP 96022 leads Shasta, CA at 34/100; next in Shasta, CA: 96075 at 34/100; the Shasta, CA average is 31/100.
Where does Shasta County, CA rank for investment opportunity?
Shasta, CA is #1,147 among all ranked counties, #11 in California; the Shasta, CA driver is construction; Shasta, CA moved down 195 places.
How many mortgages are delinquent in Shasta County, CA?
0.6% of Shasta, CA mortgages were ninety-plus days late in December 2025; the Shasta, CA peak since 2008 was 6.2%.
Which banks lend in Shasta County, CA?
5 watched lenders hold Shasta, CA branches; the largest Shasta, CA footprints are Tri Counties Bank (10), Plumas Bank (5), Golden Valley Bank (2).
More on Shasta, CA
Shasta County, CA distress report: public-record figures for Shasta, CA; not legal advice for Shasta, CA; not tax or investment advice; verify every Shasta, CA record before acting.