ZIP 96048 Foreclosure, Tax-Lien & Distress Report

ZIP 96048's composite property-distress score is 12/100 - DLRadar classes that as minimal for Trinity County, California. Leading the profile are structural risk (23/100), mortgage stress (7/100), institutional ownership (3/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (76/100). On the structural side it scores 23/100, with 2/100 of stress already active.

The contraction-phase market in 96048 posted values that held roughly flat over the year, at 17/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $63,199, below the U.S. median near $78,000. The poverty rate is 21.1% — high, a tax-stress and distress correlate. The vacancy rate is 27.3% — elevated. Around 58% of renters are cost-burdened. About 20% have a four-year degree. The ZIP holds roughly 442 housing units. The demographic-stress sub-score lands at 47/100. 72% of housing is owner-occupied. 1,197 residents call 96048 home, typically aged 49. The typical home is worth about $284,000 (6.3× income).

Taken together, 96048 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 96048 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 96048 runs through one identical scoring model, so its 12/100 sits on the same scale as every other ZIP in Trinity County, California and the nation. Every figure is auditable to a public dataset and refreshed as records update; 96048 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 96048 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 96048 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.