ZIP 96048 Property Distress & Foreclosure Data

ZIP code 96048 in Trinity County, California carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (23/100), mortgage stress (7/100), institutional ownership (3/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The latent-versus-live split is 23/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.5% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

At $63,199, median income runs below typical U.S. levels. The poverty rate is 21.1% — high, a tax-stress and distress correlate. The vacancy rate is 27.3% — elevated. Around 58% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 442 housing units. The demographic-stress sub-score lands at 47/100. 72% of housing is owner-occupied. About 1,197 people live here, median age 49. The typical home is worth about $284,000 (6.3× income).

Net-net, 96048 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
23/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 96048

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Trinity County

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