ZIP 95527 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95527 (Trinity County, California) at a minimal 12/100 for overall property distress. Structurally it carries 23/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (76/100). The pressure is most legible in structural risk (23/100), mortgage stress (7/100), institutional ownership (3/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The market reads contraction — home values held roughly flat year on year (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

There are about 419 housing units across 95527. Rent burden reaches 0% of tenant households. Home values center near $337,500, an affordability ratio of 5.8×. Owners hold 68% of homes, renters 32%. Roughly 33.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 43.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $73,125, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 40/100. Population is roughly 708 with a median age of 43. Educational attainment sits at 19% bachelor's-or-above.

On the whole, 95527 leans distressed, with opportunity clustered in specific stressed parcels. 95527 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 95527 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Trinity County, California and the nation. The score is rebuilt from public data as it updates, so 95527 reflects the current record instead of a stale or modeled snapshot.

95527's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95527 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.