ZIP 98628 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 98628 in Klickitat County, Washington comes in at 20, a low composite-distress reading. Property-level stress concentrates in institutional ownership (46/100), structural risk (40/100), mortgage stress (16/100). On the quiet end sit mortgage stress (16/100) and construction/permit lag (7/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (71/100)). Structurally it carries 40/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.9% live below the poverty line. 530 residents call 98628 home, typically aged 38. Around 22% of renters are cost-burdened. The ZIP holds roughly 222 housing units. Median household income is $63,864, below the U.S. median near $78,000. The vacancy rate is 14.4% — elevated. 69% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. About 5% have a four-year degree. The typical home is worth about $204,800 (2.9× income, relatively affordable).

On the whole, 98628 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 98628 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 98628 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 98628 stays directly comparable to neighboring ZIPs and the rest of Klickitat County, Washington. Where the public record is thin for 98628, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 98628 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 98628 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.