ZIP 98686 Property Distress & Foreclosure Data

Clark County, Washington's ZIP 98686 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (57/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100). On the structural side it scores 57/100, with 4/100 of stress already active.

The market reads peak — home values rose 1.8% year on year, and 7% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 8,526 housing units. About 20,553 people live here, median age 42. The poverty rate is 7.1% — low. Around 37% of adults hold a bachelor's degree or higher. At $101,866, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 34/100. The vacancy rate is 4.6%. The typical home is worth about $596,700 (5.4× income). Around 43% of renters are cost-burdened. 76% of housing is owner-occupied.

Net-net, 98686 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.