ZIP 98604 Foreclosure, Tax-Lien & Distress Report

Clark County, Washington's ZIP 98604 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (62/100), institutional ownership (41/100). On the quiet end sit mortgage stress (12/100). Structural exposure scores 62 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100), FEMA disaster exposure (65/100)).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 6% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $108,616, median income runs above typical U.S. levels. There are about 13,810 housing units across 98604. Rent burden reaches 29% of tenant households. Educational attainment sits at 28% bachelor's-or-above. Owners hold 81% of homes, renters 19%. The demographic-stress sub-score lands at 31/100. Vacancy runs 2.6%. About 38,550 people live here, median age 39. 5.6% of residents fall below the poverty threshold. A median home runs $589,800 here, or 5.0 times local income.

On balance 98604 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98604 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 98604 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98604, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 figure for 98604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.