Clark County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clark County, WA distress report, 2026: 20 ZIPs scored in Clark, WA, Clark, WA average 28/100; the top Clark, WA ZIP is 98674 at 31/100; Clark, WA market phase peak, Clark, WA prices +1.0% year over year.
- Clark, WA ranks #2,080 nationally (opportunity index); Clark, WA #27 in Washington; Clark, WA index 27.4.
- Clark, WA ninety-day mortgage delinquency 0.6% in December 2025; Clark, WA twelve-month change +0.1%.
- Clark, WA ZIP phases: 20 peak.
- Clark, WA residential listings tracked: 237 across 18 ZIPs; Clark, WA candidate listings 76.
- Clark, WA HUD assisted properties: 26 with 2,761 units.
- Clark, WA lenders on watch: 6; largest Clark, WA footprint Riverview Bank (10 branches).
- Clark, WA most distressed ZIP: 98674 at 31/100.
Clark, WA figures: DLRadar distress index; Clark, WA inputs: CFPB, FHFA, HUD, FDIC; Clark, WA rebuilt as sources refresh.
| Rank | Clark, WA ZIP | Score |
|---|---|---|
| 1 | 98674 | 31/100 |
| 2 | 98601 | 29/100 |
| 3 | 98604 | 28/100 |
| 4 | 98606 | 28/100 |
| 5 | 98607 | 28/100 |
| 6 | 98629 | 28/100 |
| 7 | 98642 | 28/100 |
| 8 | 98660 | 28/100 |
| 9 | 98661 | 28/100 |
| 10 | 98662 | 28/100 |
| 11 | 98663 | 28/100 |
| 12 | 98664 | 28/100 |
Most distressed Clark, WA ZIPs (0-100, 2026)
Mortgage delinquency in Clark, WA
0.6% of Clark, WA mortgages were ninety-plus days late (Clark, WA, December 2025); Clark, WA thirty-to-eighty-nine days late: 1.2%; Clark, WA twelve-month change +0.1%; Clark, WA peak since 2008: 5.1% (May 2010); Washington overall 0.6%. Clark, WA ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Clark, WA), Mar 25 0.5, Apr 25 0.4, May 25 0.6 (Clark, WA), Jun 25 0.6, Jul 25 0.7, Aug 25 0.7 (Clark, WA), Sep 25 0.7, Oct 25 0.6, Nov 25 0.6 (Clark, WA), Dec 25 0.6.
Opportunity index: Clark, WA
Clark, WA index 27.4, Clark, WA phase weak; Clark, WA primary driver bank institutional, Clark, WA second driver construction. Clark, WA components: property stress 16.3, foreclosure pressure 16.9, listing discounts 27.8, bank stress 63.2, insurance 0.0; Clark, WA pulse 31.1; Clark, WA capital opportunity 21.9; Clark, WA seven-day change -0.1%.
ZIP market phases inside Clark, WA
20 Clark, WA ZIPs carry a price-cycle phase; Clark, WA ZIPs by phase (Clark, WA), deepest drawdown first: peak, +1.2% YoY (Clark, WA): 98601; peak, +1.0% YoY (Clark, WA): 98604, 98606, 98607, 98629, Clark, WA 98642, 98660, 98661, 98662, Clark, WA 98663, 98664, 98665, 98671, Clark, WA 98675, 98682; peak, +1.9% YoY (Clark, WA): 98674.
Residential listings by Clark, WA ZIP
Clark, WA ZIPs with the most tracked Clark, WA residential listings: 98682 43 listings, 12 candidates, bank pressure 64; 98662 23 listings, 4 candidates, bank pressure 64; 98665 21 listings, 5 candidates, bank pressure 64; 98686 21 listings, 13 candidates, bank pressure 64 (Clark, WA); 98604 17 listings, 7 candidates, bank pressure 64; 98661 15 listings, 6 candidates, bank pressure 64; 98683 15 listings, 4 candidates, bank pressure 64; 98684 15 listings, 2 candidates, bank pressure 64. Clark, WA totals: 237 listings; Clark, WA candidates 76; active ZIPs 18.
HUD assisted housing in Clark, WA
26 assisted properties with 2,761 units sit in Clark, WA; largest Clark, WA properties: Springfield Meadows (Vancouver) 290 units; Prairie View Apartments (Vancouver) 284 units; Oak Creek Apartments (Vancouver) 180 units in Clark, WA; Affinity At Vancouver (Vancouver) 170 units; Smith Tower (Vancouver) 170 units, 108 assisted; Knights Of Pythias Retirement Center (Vancouver) 166 units, 85 assisted.
Lenders with branches in Clark, WA
Clark, WA lenders by branch count: Riverview Bank (Clark, WA): stress 84, 10 branches low in Clark, WA; Banner Bank (Clark, WA): stress 58, 2 branches low in Clark, WA; Washington Trust Bank (Clark, WA): stress 68, 1 branch low in Clark, WA; Wafd Bank (Clark, WA): stress 67, 1 branch low in Clark, WA; Bank Of The Pacific (Clark, WA): stress 65, 1 branch low in Clark, WA; Heritage Bank (Clark, WA): stress 58, 1 branch low in Clark, WA.
Vacancy and permits, Clark, WA
8,358 of 204,375 Clark, WA housing units are vacant; Clark, WA permits, twelve months: 1,213 multifamily units in Clark, WA, 2,224 one-to-four unit units.
Work Clark, WA at the parcel level
Every Clark, WA parcel carries owner and address; every Clark, WA parcel carries APN; Clark, WA distress scores sit on the Clark, WA live board.
Clark, WA figures refresh with each source.
Clark, WA questions
Most distressed ZIP code in Clark County, WA?
ZIP 98674 leads Clark, WA at 31/100; next in Clark, WA: 98601 at 29/100; the Clark, WA average is 28/100.
Where does Clark County, WA rank for investment opportunity?
Clark, WA is #2,080 among all ranked counties, #27 in Washington; the Clark, WA driver is bank institutional; Clark, WA moved down 31 places.
How many mortgages are delinquent in Clark County, WA?
0.6% of Clark, WA mortgages were ninety-plus days late in December 2025; the Clark, WA peak since 2008 was 5.1%.
Which banks lend in Clark County, WA?
6 watched lenders hold Clark, WA branches; the largest Clark, WA footprints are Riverview Bank (10), Banner Bank (2), Washington Trust Bank (1).
More on Clark, WA
Clark County, WA distress report: public-record figures for Clark, WA; not legal advice for Clark, WA; not tax or investment advice; verify every Clark, WA record before acting.