ZIP 98901 Foreclosure, Tax-Lien & Distress Report

ZIP 98901's composite property-distress score is 34/100 - DLRadar classes that as moderate for Yakima County, Washington. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (93/100), flood (NFIP) exposure (74/100). Structural risk reads 74/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (68/100), construction/permit lag (48/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 1.9% year on year, and 12% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $56,429, median income runs below typical U.S. levels. The poverty rate is 21.5% — high, a tax-stress and distress correlate. Around 39% of renters are cost-burdened. There are about 12,202 housing units across 98901. Vacancy runs 6.9%. Home values center near $279,600, an affordability ratio of 4.8×. About 17% have a four-year degree. About 32,080 people live here, median age 32. DLRadar's demographic-stress index for the area reads 39/100. 50% of housing is owner-occupied.

On the whole, 98901 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 98901 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98901 can be compared directly against any other ZIP in Yakima County, Washington or nationwide. The score is rebuilt from public data as it updates, so 98901 reflects the current record instead of a stale or modeled snapshot.

The 34/100 figure for 98901 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 98901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.