Murphy-Wall State B&T Co (FDIC #10860): Bank Stress & Real-Estate Credit Exposure
Murphy-Wall State B&T Co (FDIC Cert #10860): bank stress 69/100, elevated, STABLE over 7 days; parent MURPHY-WALL BCORP INC.
Murphy-Wall State B&T Co (#10860) lends in 4 counties across 1 state; Murphy-Wall State B&T Co (#10860) reaches 56 ZIP codes: Illinois 4 counties, 56 ZIPs.
Murphy-Wall State B&T Co (#10860) largest markets: Jackson County, IL (44 branches, 22 ZIPs) (#10860), Williamson County, IL (44 branches, 22 ZIPs) (#10860), Washington County, IL (13 branches, 13 ZIPs) (#10860), Perry County, IL (12 branches, 12 ZIPs) (#10860).
Murphy-Wall State B&T Co (#10860) reports $206.1 million in total assets; Murphy-Wall State B&T Co (#10860) equity $21.1 million (10.3% of Murphy-Wall State B&T Co (#10860) assets); Murphy-Wall State B&T Co (#10860) domestic deposits $183.8 million; Murphy-Wall State B&T Co (#10860) net income $1.1 million; Murphy-Wall State B&T Co (#10860) return on assets 1.05%; Murphy-Wall State B&T Co (#10860) return on equity 10.60%; Murphy-Wall State B&T Co (#10860) net interest income $4.4 million; Murphy-Wall State B&T Co (#10860) call report June 30, 2026.
Murphy-Wall State B&T Co (#10860) noncurrent real-estate loans: none reported; Murphy-Wall State B&T Co (#10860) net charge-offs on real estate 1.94%; Murphy-Wall State B&T Co (#10860) residential charge-offs 1.32%.
Murphy-Wall State B&T Co (#10860) net interest margin 4.54% against an eight-quarter Murphy-Wall State B&T Co (#10860) average of 4.33% (Murphy-Wall State B&T Co (#10860) compression -0.21 points); Murphy-Wall State B&T Co (#10860) non-residential real estate 131.8% of equity; Murphy-Wall State B&T Co (#10860) rate-exposure score 40/100, Murphy-Wall State B&T Co (#10860) fixed-rate trap 40/100; Murphy-Wall State B&T Co (#10860) risk type credit driven; Murphy-Wall State B&T Co (#10860) rate regime rates elevated, Murphy-Wall State B&T Co (#10860) snapshot October 20, 2026.
Murphy-Wall State B&T Co (#10860) stress score moved from 70.5 on June 22, 2026 to 68.6 on October 20, 2026; Murphy-Wall State B&T Co (#10860) ranged 68.6 to 70.5 over 117 snapshots.
Murphy-Wall State B&T Co (#10860) alerts: 4 counties; top Murphy-Wall State B&T Co (#10860) alert scores: Marion County, IL 50 (moderate); Murphysboro County, IL 24 (low); Oakdale County, IL 24 (low); Pinckneyville County, IL 24 (low).