Bank Of Yazoo City (FDIC #11431): Bank Stress & Real-Estate Credit Exposure

Bank Of Yazoo City (FDIC Cert #11431): bank stress 67/100, elevated, STABLE over 7 days; parent YAZOO CAPITAL CORP.

Bank Of Yazoo City (#11431) lends in 3 counties across 1 state; Bank Of Yazoo City (#11431) reaches 33 ZIP codes: Mississippi 3 counties, 33 ZIPs.

Bank Of Yazoo City (#11431) largest markets: Rankin County, MS (28 branches, 14 ZIPs) (#11431), Madison County, MS (12 branches, 12 ZIPs) (#11431), Yazoo County, MS (18 branches, 9 ZIPs) (#11431).

Bank Of Yazoo City (#11431) reports $318.2 million in total assets; Bank Of Yazoo City (#11431) equity $34.9 million (11.0% of Bank Of Yazoo City (#11431) assets); Bank Of Yazoo City (#11431) domestic deposits $280.7 million; Bank Of Yazoo City (#11431) net income $1.6 million; Bank Of Yazoo City (#11431) return on assets 0.99%; Bank Of Yazoo City (#11431) return on equity 9.14%; Bank Of Yazoo City (#11431) net interest income $5.1 million; Bank Of Yazoo City (#11431) call report June 30, 2026.

Bank Of Yazoo City (#11431) noncurrent real-estate loans 0.03% of its book; Bank Of Yazoo City (#11431) residential 0.12%; Bank Of Yazoo City (#11431) net charge-offs on real estate 0.01%.

Bank Of Yazoo City (#11431) net interest margin 3.48% against an eight-quarter Bank Of Yazoo City (#11431) average of 2.79% (Bank Of Yazoo City (#11431) compression -0.69 points); Bank Of Yazoo City (#11431) real-estate loans 2.8% of equity; Bank Of Yazoo City (#11431) rate-exposure score 40/100, Bank Of Yazoo City (#11431) fixed-rate trap 40/100; Bank Of Yazoo City (#11431) risk type credit driven; Bank Of Yazoo City (#11431) rate regime rates elevated, Bank Of Yazoo City (#11431) snapshot October 20, 2026.

Bank Of Yazoo City (#11431) stress score moved from 71.3 on June 22, 2026 to 67.4 on October 20, 2026; Bank Of Yazoo City (#11431) ranged 67.4 to 71.3 over 117 snapshots.

Bank Of Yazoo City (#11431) alerts: 3 counties; top Bank Of Yazoo City (#11431) alert scores: Flora County, MS 22 (low); Pearl County, MS 22 (low); Yazoo City County, MS 22 (low).