Bank Of Forest (FDIC #898): Bank Stress & Real-Estate Credit Exposure

Bank Of Forest (FDIC Cert #898): bank stress 67/100, elevated, STABLE over 7 days; parent FIRST FOREST CORP.

Bank Of Forest (#898) lends in 3 counties across 1 state; Bank Of Forest (#898) reaches 25 ZIP codes: Mississippi 3 counties, 25 ZIPs.

Bank Of Forest (#898) largest markets: Rankin County, MS (14 branches, 14 ZIPs) (#898), Scott County, MS (10 branches, 10 ZIPs) (#898), Leake County, MS (7 branches, 7 ZIPs) (#898).

Bank Of Forest (#898) reports $296.3 million in total assets; Bank Of Forest (#898) equity $25.6 million (8.7% of Bank Of Forest (#898) assets); Bank Of Forest (#898) domestic deposits $269.0 million; Bank Of Forest (#898) net income $2.0 million; Bank Of Forest (#898) return on assets 1.41%; Bank Of Forest (#898) return on equity 16.12%; Bank Of Forest (#898) net interest income $5.1 million; Bank Of Forest (#898) call report June 30, 2026.

Bank Of Forest (#898) noncurrent real-estate loans: none reported; Bank Of Forest (#898) net charge-offs on real estate 1.31%; Bank Of Forest (#898) residential charge-offs 0.88%.

Bank Of Forest (#898) net interest margin 3.79% against an eight-quarter Bank Of Forest (#898) average of 3.55% (Bank Of Forest (#898) compression -0.23 points); Bank Of Forest (#898) non-residential real estate 88.3% of equity; Bank Of Forest (#898) rate-exposure score 40/100, Bank Of Forest (#898) fixed-rate trap 40/100; Bank Of Forest (#898) risk type credit driven; Bank Of Forest (#898) rate regime rates elevated, Bank Of Forest (#898) snapshot October 19, 2026.

Bank Of Forest (#898) stress score moved from 69 on June 22, 2026 to 67 on October 19, 2026; Bank Of Forest (#898) ranged 67 to 69 over 116 snapshots.

Bank Of Forest (#898) alerts: 3 counties; top Bank Of Forest (#898) alert scores: Flowood County, MS 23 (low); Forest County, MS 23 (low); Walnut Grove County, MS 23 (low).