Citizens Nb Of Meridian (FDIC #4993): Bank Stress & Real-Estate Credit Exposure
Citizens Nb Of Meridian (FDIC Cert #4993): bank stress 58/100, moderate, STABLE over 7 days; parent CITIZENS NATIONAL BANC CORP.
Citizens Nb Of Meridian (#4993) lends in 14 counties across 1 state; Citizens Nb Of Meridian (#4993) reaches 106 ZIP codes: Mississippi 14 counties, 106 ZIPs.
Citizens Nb Of Meridian (#4993) largest markets: Rankin County, MS (28 branches, 14 ZIPs) (#4993), Jones County, MS (13 branches, 13 ZIPs) (#4993), Lauderdale County, MS (72 branches, 12 ZIPs) (#4993), Madison County, MS (24 branches, 12 ZIPs) (#4993), Attala County, MS (22 branches, 11 ZIPs) (#4993), Desoto County, MS (30 branches, 10 ZIPs) (#4993).
Citizens Nb Of Meridian (#4993) reports $1.89 billion in total assets; Citizens Nb Of Meridian (#4993) equity $194.3 million (10.3% of Citizens Nb Of Meridian (#4993) assets); Citizens Nb Of Meridian (#4993) domestic deposits $1.63 billion; Citizens Nb Of Meridian (#4993) net income $14.8 million; Citizens Nb Of Meridian (#4993) return on assets 1.59%; Citizens Nb Of Meridian (#4993) return on equity 15.54%; Citizens Nb Of Meridian (#4993) net interest income $29.7 million; Citizens Nb Of Meridian (#4993) call report June 30, 2026.
Citizens Nb Of Meridian (#4993) noncurrent real-estate loans 0.01% of its book; Citizens Nb Of Meridian (#4993) residential 0.02%; Citizens Nb Of Meridian (#4993) net charge-offs on real estate 1.00%; Citizens Nb Of Meridian (#4993) residential charge-offs 0.76%.
Citizens Nb Of Meridian (#4993) net interest margin 3.42% against an eight-quarter Citizens Nb Of Meridian (#4993) average of 3.33% (Citizens Nb Of Meridian (#4993) compression -0.09 points); Citizens Nb Of Meridian (#4993) real-estate loans 1.2% of equity; Citizens Nb Of Meridian (#4993) non-residential real estate 76.3% of equity; Citizens Nb Of Meridian (#4993) rate-exposure score 40/100, Citizens Nb Of Meridian (#4993) fixed-rate trap 40/100; Citizens Nb Of Meridian (#4993) risk type credit driven; Citizens Nb Of Meridian (#4993) rate regime rates elevated, Citizens Nb Of Meridian (#4993) snapshot October 19, 2026.
Citizens Nb Of Meridian (#4993) stress score moved from 59.3 on June 22, 2026 to 57.7 on October 19, 2026; Citizens Nb Of Meridian (#4993) ranged 57.7 to 59.3 over 116 snapshots.
Citizens Nb Of Meridian (#4993) alerts: 13 counties; top Citizens Nb Of Meridian (#4993) alert scores: Quitman County, MS 37 (moderate); Brandon County, MS 20 (low); Carthage County, MS 20 (low); Columbus County, MS 20 (low); Hattiesburg County, MS 20 (low).