Visionbank Of Iowa (FDIC #11763): Bank Stress & Real-Estate Credit Exposure
Visionbank Of Iowa (FDIC Cert #11763): bank stress 59/100, moderate, STABLE over 7 days; parent VISIONBANKSHARES INC.
Visionbank Of Iowa (#11763) lends in 4 counties across 1 state; Visionbank Of Iowa (#11763) reaches 88 ZIP codes: Iowa 4 counties, 88 ZIPs.
Visionbank Of Iowa (#11763) largest markets: Polk County, IA (210 branches, 42 ZIPs) (#11763), Dallas County, IA (25 branches, 25 ZIPs) (#11763), Story County, IA (92 branches, 23 ZIPs) (#11763), Boone County, IA (63 branches, 21 ZIPs) (#11763).
Visionbank Of Iowa (#11763) reports $896.1 million in total assets; Visionbank Of Iowa (#11763) equity $94.5 million (10.5% of Visionbank Of Iowa (#11763) assets); Visionbank Of Iowa (#11763) domestic deposits $758.9 million; Visionbank Of Iowa (#11763) net income $6.8 million; Visionbank Of Iowa (#11763) return on assets 1.51%; Visionbank Of Iowa (#11763) return on equity 14.61%; Visionbank Of Iowa (#11763) net interest income $16.2 million; Visionbank Of Iowa (#11763) call report June 30, 2026.
Visionbank Of Iowa (#11763) noncurrent real-estate loans 0.01% of its book; Visionbank Of Iowa (#11763) net charge-offs on real estate 0.69%; Visionbank Of Iowa (#11763) residential charge-offs 1.40%.
Visionbank Of Iowa (#11763) net interest margin 3.80% against an eight-quarter Visionbank Of Iowa (#11763) average of 3.49% (Visionbank Of Iowa (#11763) compression -0.31 points); Visionbank Of Iowa (#11763) real-estate loans 0.6% of equity; Visionbank Of Iowa (#11763) non-residential real estate 140.0% of equity; Visionbank Of Iowa (#11763) rate-exposure score 40/100, Visionbank Of Iowa (#11763) fixed-rate trap 40/100; Visionbank Of Iowa (#11763) risk type credit driven; Visionbank Of Iowa (#11763) rate regime rates elevated, Visionbank Of Iowa (#11763) snapshot October 19, 2026.
Visionbank Of Iowa (#11763) stress score moved from 59.7 on June 22, 2026 to 58.5 on October 19, 2026; Visionbank Of Iowa (#11763) ranged 58.5 to 59.7 over 116 snapshots.
Visionbank Of Iowa (#11763) alerts: 4 counties; top Visionbank Of Iowa (#11763) alert scores: Huxley County, IA 21 (low); Mitchellville County, IA 21 (low); Ogden County, IA 21 (low); Waukee County, IA 21 (low).