Washington County Bank (FDIC #12241): Bank Stress & Real-Estate Credit Exposure
Washington County Bank (FDIC Cert #12241): bank stress 46/100, moderate, STABLE over 7 days; parent BLAIR HOLDINGS INC.
Washington County Bank (#12241) lends in 3 counties across 2 states; Washington County Bank (#12241) reaches 35 ZIP codes: Nebraska 2 counties, 21 ZIPs; Iowa 1 county, 15 ZIPs.
Washington County Bank (#12241) largest markets: Harrison County, IA (15 branches, 15 ZIPs) (#12241), Washington County, NE (30 branches, 15 ZIPs) (#12241), Burt County, NE (8 branches, 8 ZIPs) (#12241).
Washington County Bank (#12241) reports $662.3 million in total assets; Washington County Bank (#12241) equity $82.1 million (12.4% of Washington County Bank (#12241) assets); Washington County Bank (#12241) domestic deposits $558.8 million; Washington County Bank (#12241) net income $5.8 million; Washington County Bank (#12241) return on assets 1.80%; Washington County Bank (#12241) return on equity 14.66%; Washington County Bank (#12241) net interest income $13.4 million; Washington County Bank (#12241) call report June 30, 2026.
Washington County Bank (#12241) noncurrent real-estate loans: none reported; Washington County Bank (#12241) net charge-offs on real estate 0.35%; Washington County Bank (#12241) residential charge-offs 0.08%.
Washington County Bank (#12241) net interest margin 4.38% against an eight-quarter Washington County Bank (#12241) average of 4.13% (Washington County Bank (#12241) compression -0.25 points); Washington County Bank (#12241) non-residential real estate 8.5% of equity; Washington County Bank (#12241) rate-exposure score 40/100, Washington County Bank (#12241) fixed-rate trap 40/100; Washington County Bank (#12241) risk type credit driven; Washington County Bank (#12241) rate regime rates elevated, Washington County Bank (#12241) snapshot October 20, 2026.
Washington County Bank (#12241) stress score moved from 46.5 on June 22, 2026 to 46.2 on October 20, 2026; Washington County Bank (#12241) ranged 46.2 to 46.5 over 117 snapshots.
Washington County Bank (#12241) alerts: 3 counties; top Washington County Bank (#12241) alert scores: Fort Calhoun County, NE 18 (low); Missouri Valley County, NE 18 (low); Tekamah County, NE 18 (low).