Midstates Bank National Assn (FDIC #4465): Bank Stress & Real-Estate Credit Exposure
Midstates Bank National Assn (FDIC Cert #4465): bank stress 60/100, elevated, STABLE over 7 days; parent MIDSTATES BANCSHARES INC.
Midstates Bank National Assn (#4465) lends in 5 counties across 1 state; Midstates Bank National Assn (#4465) reaches 86 ZIP codes: Iowa 5 counties, 86 ZIPs.
Midstates Bank National Assn (#4465) largest markets: Woodbury County, IA (26 branches, 26 ZIPs) (#4465), Pottawattamie County, IA (96 branches, 24 ZIPs) (#4465), Shelby County, IA (19 branches, 19 ZIPs) (#4465), Harrison County, IA (30 branches, 15 ZIPs) (#4465), Plymouth County, IA (30 branches, 15 ZIPs) (#4465).
Midstates Bank National Assn (#4465) reports $653.9 million in total assets; Midstates Bank National Assn (#4465) equity $66.3 million (10.1% of Midstates Bank National Assn (#4465) assets); Midstates Bank National Assn (#4465) domestic deposits $570.2 million; Midstates Bank National Assn (#4465) net income $4.8 million; Midstates Bank National Assn (#4465) return on assets 1.49%; Midstates Bank National Assn (#4465) return on equity 14.41%; Midstates Bank National Assn (#4465) net interest income $11.9 million; Midstates Bank National Assn (#4465) call report June 30, 2026.
Midstates Bank National Assn (#4465) noncurrent real-estate loans: none reported; Midstates Bank National Assn (#4465) net charge-offs on real estate 0.39%; Midstates Bank National Assn (#4465) residential charge-offs 0.01%.
Midstates Bank National Assn (#4465) net interest margin 3.86% against an eight-quarter Midstates Bank National Assn (#4465) average of 3.48% (Midstates Bank National Assn (#4465) compression -0.38 points); Midstates Bank National Assn (#4465) non-residential real estate 0.8% of equity; Midstates Bank National Assn (#4465) rate-exposure score 40/100, Midstates Bank National Assn (#4465) fixed-rate trap 40/100; Midstates Bank National Assn (#4465) risk type credit driven; Midstates Bank National Assn (#4465) rate regime rates elevated, Midstates Bank National Assn (#4465) snapshot October 20, 2026.
Midstates Bank National Assn (#4465) stress score moved from 59.8 on June 22, 2026 to 60.2 on October 20, 2026; Midstates Bank National Assn (#4465) ranged 59.8 to 60.2 over 117 snapshots.
Midstates Bank National Assn (#4465) alerts: 5 counties; top Midstates Bank National Assn (#4465) alert scores: Harlan County, IA 21 (low); Le Mars County, IA 21 (low); Mondamin County, IA 21 (low); Neola County, IA 21 (low); Sergeant Bluff County, IA 21 (low).