Dayspring Bank (FDIC #13622): Bank Stress & Real-Estate Credit Exposure
Dayspring Bank (FDIC Cert #13622): bank stress 69/100, elevated, STABLE over 7 days; parent NEBRASKA BANKSHARES INC.
Dayspring Bank (#13622) lends in 5 counties across 1 state; Dayspring Bank (#13622) reaches 73 ZIP codes: Nebraska 5 counties, 73 ZIPs.
Dayspring Bank (#13622) largest markets: Douglas County, NE (37 branches, 37 ZIPs) (#13622), Lincoln County, NE (28 branches, 14 ZIPs) (#13622), Sarpy County, NE (28 branches, 14 ZIPs) (#13622), Dawson County, NE (24 branches, 12 ZIPs) (#13622), Hooker County, NE (1 branch, 1 ZIPs) (#13622).
Dayspring Bank (#13622) reports $1.23 billion in total assets; Dayspring Bank (#13622) equity $126.1 million (10.2% of Dayspring Bank (#13622) assets); Dayspring Bank (#13622) domestic deposits $927.6 million; Dayspring Bank (#13622) net income $6.3 million; Dayspring Bank (#13622) return on assets 1.06%; Dayspring Bank (#13622) return on equity 10.24%; Dayspring Bank (#13622) net interest income $16.4 million; Dayspring Bank (#13622) call report June 30, 2026.
Dayspring Bank (#13622) noncurrent real-estate loans: none reported; Dayspring Bank (#13622) net charge-offs on real estate 1.15%; Dayspring Bank (#13622) multifamily charge-offs 2.64%; Dayspring Bank (#13622) residential charge-offs 1.62%.
Dayspring Bank (#13622) net interest margin 2.90% against an eight-quarter Dayspring Bank (#13622) average of 2.42% (Dayspring Bank (#13622) compression -0.48 points); Dayspring Bank (#13622) non-residential real estate 162.5% of equity; Dayspring Bank (#13622) rate-exposure score 40/100, Dayspring Bank (#13622) fixed-rate trap 40/100; Dayspring Bank (#13622) risk type credit driven; Dayspring Bank (#13622) rate regime rates elevated, Dayspring Bank (#13622) snapshot October 20, 2026.
Dayspring Bank (#13622) stress score moved from 67.9 on June 22, 2026 to 68.5 on October 20, 2026; Dayspring Bank (#13622) ranged 67.9 to 68.5 over 117 snapshots.
Dayspring Bank (#13622) alerts: 5 counties; top Dayspring Bank (#13622) alert scores: Gothenburg County, NE 22 (low); Mullen County, NE 22 (low); Omaha County, NE 22 (low); Papillion County, NE 22 (low); Wallace County, NE 22 (low).