Chelsea Savings Bank (FDIC #15427): Bank Stress & Real-Estate Credit Exposure
Chelsea Savings Bank (FDIC Cert #15427): bank stress 51/100, moderate, STABLE over 7 days; parent CHEBELLE CORP.
Chelsea Savings Bank (#15427) lends in 3 counties across 1 state; Chelsea Savings Bank (#15427) reaches 56 ZIP codes: Iowa 3 counties, 56 ZIPs.
Chelsea Savings Bank (#15427) largest markets: Benton County, IA (48 branches, 24 ZIPs) (#15427), Iowa County, IA (21 branches, 21 ZIPs) (#15427), Tama County, IA (38 branches, 19 ZIPs) (#15427).
Chelsea Savings Bank (#15427) reports $196.9 million in total assets; Chelsea Savings Bank (#15427) equity $22.3 million (11.3% of Chelsea Savings Bank (#15427) assets); Chelsea Savings Bank (#15427) domestic deposits $173.8 million; Chelsea Savings Bank (#15427) net income $1.7 million; Chelsea Savings Bank (#15427) return on assets 1.75%; Chelsea Savings Bank (#15427) return on equity 15.50%; Chelsea Savings Bank (#15427) net interest income $3.3 million; Chelsea Savings Bank (#15427) call report June 30, 2026.
Chelsea Savings Bank (#15427) noncurrent real-estate loans: none reported; Chelsea Savings Bank (#15427) net charge-offs on real estate 0.10%.
Chelsea Savings Bank (#15427) net interest margin 3.49% against an eight-quarter Chelsea Savings Bank (#15427) average of 3.21% (Chelsea Savings Bank (#15427) compression -0.28 points); Chelsea Savings Bank (#15427) rate-exposure score 40/100, Chelsea Savings Bank (#15427) fixed-rate trap 40/100; Chelsea Savings Bank (#15427) risk type credit driven; Chelsea Savings Bank (#15427) rate regime rates elevated, Chelsea Savings Bank (#15427) snapshot October 19, 2026.
Chelsea Savings Bank (#15427) stress score moved from 49.5 on June 22, 2026 to 51 on October 19, 2026; Chelsea Savings Bank (#15427) ranged 49.5 to 51 over 116 snapshots.
Chelsea Savings Bank (#15427) alerts: 3 counties; top Chelsea Savings Bank (#15427) alert scores: Traer County, IA 19 (low); Van Horne County, IA 19 (low); Victor County, IA 19 (low).