First Nb Ames Iowa (FDIC #1545): Bank Stress & Real-Estate Credit Exposure
First Nb Ames Iowa (FDIC Cert #1545): bank stress 68/100, elevated, STABLE over 7 days; parent AMES NATIONAL CORP (ATLO).
First Nb Ames Iowa (#1545) lends in 4 counties across 1 state; First Nb Ames Iowa (#1545) reaches 86 ZIP codes: Iowa 4 counties, 86 ZIPs.
First Nb Ames Iowa (#1545) largest markets: Polk County, IA (126 branches, 42 ZIPs) (#1545), Dallas County, IA (25 branches, 25 ZIPs) (#1545), Story County, IA (69 branches, 23 ZIPs) (#1545), Clarke County, IA (18 branches, 9 ZIPs) (#1545).
First Nb Ames Iowa (#1545) reports $1.11 billion in total assets; First Nb Ames Iowa (#1545) equity $104.9 million (9.4% of First Nb Ames Iowa (#1545) assets); First Nb Ames Iowa (#1545) domestic deposits $955.6 million; First Nb Ames Iowa (#1545) net income $6.8 million; First Nb Ames Iowa (#1545) return on assets 1.23%; First Nb Ames Iowa (#1545) return on equity 13.06%; First Nb Ames Iowa (#1545) net interest income $15.8 million; First Nb Ames Iowa (#1545) call report June 30, 2026.
First Nb Ames Iowa (#1545) noncurrent real-estate loans: none reported; First Nb Ames Iowa (#1545) net charge-offs on real estate 1.49%; First Nb Ames Iowa (#1545) multifamily charge-offs 0.50%; First Nb Ames Iowa (#1545) residential charge-offs 4.02%.
First Nb Ames Iowa (#1545) net interest margin 2.97% against an eight-quarter First Nb Ames Iowa (#1545) average of 2.38% (First Nb Ames Iowa (#1545) compression -0.59 points); First Nb Ames Iowa (#1545) non-residential real estate 401.6% of equity; First Nb Ames Iowa (#1545) rate-exposure score 40/100, First Nb Ames Iowa (#1545) fixed-rate trap 40/100; First Nb Ames Iowa (#1545) risk type credit driven; First Nb Ames Iowa (#1545) rate regime rates elevated; First Nb Ames Iowa (#1545) shares 2.0% below the 52-week high, First Nb Ames Iowa (#1545) equity trend strong, First Nb Ames Iowa (#1545) snapshot October 19, 2026.
First Nb Ames Iowa (#1545) stress score moved from 67.6 on June 22, 2026 to 67.9 on October 19, 2026; First Nb Ames Iowa (#1545) ranged 67.6 to 67.9 over 116 snapshots.
First Nb Ames Iowa (#1545) alerts: 3 counties; top First Nb Ames Iowa (#1545) alert scores: Osceola County, IA 40 (moderate); Ames County, IA 23 (low); West Des Moines County, IA 23 (low).