Coleman County State Bank (FDIC #15480): Bank Stress & Real-Estate Credit Exposure
Coleman County State Bank (FDIC Cert #15480): bank stress 54/100, moderate, STABLE over 7 days; parent COLEMAN BANCSHARES INC.
Coleman County State Bank (#15480) lends in 3 counties across 1 state; Coleman County State Bank (#15480) reaches 48 ZIP codes: Texas 3 counties, 48 ZIPs.
Coleman County State Bank (#15480) largest markets: Taylor County, TX (34 branches, 17 ZIPs) (#15480), Tom Green County, TX (17 branches, 17 ZIPs) (#15480), Coleman County, TX (60 branches, 15 ZIPs) (#15480).
Coleman County State Bank (#15480) reports $295.1 million in total assets; Coleman County State Bank (#15480) equity $26.2 million (8.9% of Coleman County State Bank (#15480) assets); Coleman County State Bank (#15480) domestic deposits $267.1 million; Coleman County State Bank (#15480) net income $3.0 million; Coleman County State Bank (#15480) return on assets 2.05%; Coleman County State Bank (#15480) return on equity 23.21%; Coleman County State Bank (#15480) net interest income $7.0 million; Coleman County State Bank (#15480) call report June 30, 2026.
Coleman County State Bank (#15480) noncurrent real-estate loans: none reported; Coleman County State Bank (#15480) net charge-offs on real estate 0.06%.
Coleman County State Bank (#15480) net interest margin 5.19% against an eight-quarter Coleman County State Bank (#15480) average of 5.14% (Coleman County State Bank (#15480) compression -0.05 points); Coleman County State Bank (#15480) rate-exposure score 40/100, Coleman County State Bank (#15480) fixed-rate trap 40/100; Coleman County State Bank (#15480) risk type credit driven; Coleman County State Bank (#15480) rate regime rates elevated, Coleman County State Bank (#15480) snapshot October 19, 2026.
Coleman County State Bank (#15480) stress score moved from 52.1 on June 22, 2026 to 53.6 on October 20, 2026; Coleman County State Bank (#15480) ranged 52.1 to 53.6 over 117 snapshots.
Coleman County State Bank (#15480) alerts: 3 counties; top Coleman County State Bank (#15480) alert scores: Abilene County, TX 19 (low); San Angelo County, TX 19 (low); Santa Anna County, TX 19 (low).