Clear Fork Bank NA (FDIC #3067): Bank Stress & Real-Estate Credit Exposure
Clear Fork Bank NA (FDIC Cert #3067): bank stress 43/100, contained, STABLE over 7 days; parent ALBANY BANCSHARES INC.
Clear Fork Bank NA (#3067) lends in 5 counties across 1 state; Clear Fork Bank NA (#3067) reaches 43 ZIP codes: Texas 5 counties, 43 ZIPs.
Clear Fork Bank NA (#3067) largest markets: Taylor County, TX (17 branches, 17 ZIPs) (#3067), Palo Pinto County, TX (24 branches, 12 ZIPs) (#3067), Eastland County, TX (9 branches, 9 ZIPs) (#3067), Stephens County, TX (8 branches, 8 ZIPs) (#3067), Shackelford County, TX (5 branches, 5 ZIPs) (#3067).
Clear Fork Bank NA (#3067) reports $1.03 billion in total assets; Clear Fork Bank NA (#3067) equity $105.1 million (10.2% of Clear Fork Bank NA (#3067) assets); Clear Fork Bank NA (#3067) domestic deposits $912.0 million; Clear Fork Bank NA (#3067) net income $11.9 million; Clear Fork Bank NA (#3067) return on assets 2.36%; Clear Fork Bank NA (#3067) return on equity 23.12%; Clear Fork Bank NA (#3067) net interest income $23.9 million; Clear Fork Bank NA (#3067) call report June 30, 2026.
Clear Fork Bank NA (#3067) noncurrent real-estate loans 0.01% of its book; Clear Fork Bank NA (#3067) residential 0.03%; Clear Fork Bank NA (#3067) net charge-offs on real estate 0.32%; Clear Fork Bank NA (#3067) residential charge-offs 0.01%.
Clear Fork Bank NA (#3067) net interest margin 4.99% against an eight-quarter Clear Fork Bank NA (#3067) average of 4.73% (Clear Fork Bank NA (#3067) compression -0.26 points); Clear Fork Bank NA (#3067) real-estate loans 1.2% of equity; Clear Fork Bank NA (#3067) non-residential real estate 1.2% of equity; Clear Fork Bank NA (#3067) rate-exposure score 40/100, Clear Fork Bank NA (#3067) fixed-rate trap 40/100; Clear Fork Bank NA (#3067) risk type credit driven; Clear Fork Bank NA (#3067) rate regime rates elevated, Clear Fork Bank NA (#3067) snapshot October 20, 2026.
Clear Fork Bank NA (#3067) stress score moved from 43.8 on June 22, 2026 to 42.6 on October 20, 2026; Clear Fork Bank NA (#3067) ranged 42.6 to 43.8 over 117 snapshots.
Clear Fork Bank NA (#3067) alerts: 5 counties; top Clear Fork Bank NA (#3067) alert scores: Abilene County, TX 16 (low); Albany County, TX 16 (low); Breckenridge County, TX 16 (low); Mineral Wells County, TX 16 (low); Strawn County, TX 16 (low).