Mid-Missouri Bank (FDIC #15584): Bank Stress & Real-Estate Credit Exposure
Mid-Missouri Bank (FDIC Cert #15584): bank stress 56/100, moderate, STABLE over 7 days; parent MID-MISSOURI BANCSHARES INC.
Mid-Missouri Bank (#15584) lends in 6 counties across 1 state; Mid-Missouri Bank (#15584) reaches 86 ZIP codes: Missouri 6 counties, 86 ZIPs.
Mid-Missouri Bank (#15584) largest markets: Greene County, MO (115 branches, 23 ZIPs) (#15584), Lawrence County, MO (21 branches, 21 ZIPs) (#15584), Jasper County, MO (57 branches, 19 ZIPs) (#15584), Polk County, MO (18 branches, 18 ZIPs) (#15584), Laclede County, MO (12 branches, 12 ZIPs) (#15584), Cedar County, MO (18 branches, 9 ZIPs) (#15584).
Mid-Missouri Bank (#15584) reports $946.7 million in total assets; Mid-Missouri Bank (#15584) equity $100.0 million (10.6% of Mid-Missouri Bank (#15584) assets); Mid-Missouri Bank (#15584) domestic deposits $844.3 million; Mid-Missouri Bank (#15584) net income $7.6 million; Mid-Missouri Bank (#15584) return on assets 1.63%; Mid-Missouri Bank (#15584) return on equity 15.61%; Mid-Missouri Bank (#15584) net interest income $20.0 million; Mid-Missouri Bank (#15584) call report June 30, 2026.
Mid-Missouri Bank (#15584) noncurrent real-estate loans 0.03% of its book; Mid-Missouri Bank (#15584) residential 0.16%; Mid-Missouri Bank (#15584) net charge-offs on real estate 0.07%; Mid-Missouri Bank (#15584) residential charge-offs 0.13%.
Mid-Missouri Bank (#15584) net interest margin 4.53% against an eight-quarter Mid-Missouri Bank (#15584) average of 4.36% (Mid-Missouri Bank (#15584) compression -0.18 points); Mid-Missouri Bank (#15584) real-estate loans 3.3% of equity; Mid-Missouri Bank (#15584) non-residential real estate 12.8% of equity; Mid-Missouri Bank (#15584) rate-exposure score 40/100, Mid-Missouri Bank (#15584) fixed-rate trap 40/100; Mid-Missouri Bank (#15584) risk type credit driven; Mid-Missouri Bank (#15584) rate regime rates elevated, Mid-Missouri Bank (#15584) snapshot October 19, 2026.
Mid-Missouri Bank (#15584) stress score moved from 54.4 on June 22, 2026 to 56 on October 19, 2026; Mid-Missouri Bank (#15584) ranged 54.4 to 56 over 116 snapshots.
Mid-Missouri Bank (#15584) alerts: 6 counties; top Mid-Missouri Bank (#15584) alert scores: Bolivar County, MO 19 (low); Lebanon County, MO 19 (low); Mount Vernon County, MO 19 (low); Stockton County, MO 19 (low); Webb City County, MO 19 (low).