Henderson State Bank (FDIC #17229): Bank Stress & Real-Estate Credit Exposure

Henderson State Bank (FDIC Cert #17229): bank stress 59/100, moderate, STABLE over 7 days; parent HENDERSON STATE CO.

Henderson State Bank (#17229) lends in 10 counties across 1 state; Henderson State Bank (#17229) reaches 105 ZIP codes: Nebraska 10 counties, 105 ZIPs.

Henderson State Bank (#17229) largest markets: Douglas County, NE (37 branches, 37 ZIPs) (#17229), York County, NE (30 branches, 15 ZIPs) (#17229), Lincoln County, NE (14 branches, 14 ZIPs) (#17229), Hamilton County, NE (14 branches, 14 ZIPs) (#17229), Frontier County, NE (13 branches, 13 ZIPs) (#17229), Greeley County, NE (8 branches, 8 ZIPs) (#17229).

Henderson State Bank (#17229) reports $678.5 million in total assets; Henderson State Bank (#17229) equity $68.0 million (10.0% of Henderson State Bank (#17229) assets); Henderson State Bank (#17229) domestic deposits $510.7 million; Henderson State Bank (#17229) net income $5.1 million; Henderson State Bank (#17229) return on assets 1.58%; Henderson State Bank (#17229) return on equity 15.42%; Henderson State Bank (#17229) net interest income $12.3 million; Henderson State Bank (#17229) call report June 30, 2026.

Henderson State Bank (#17229) noncurrent real-estate loans: none reported; Henderson State Bank (#17229) net charge-offs on real estate 0.22%.

Henderson State Bank (#17229) net interest margin 4.01% against an eight-quarter Henderson State Bank (#17229) average of 3.81% (Henderson State Bank (#17229) compression -0.20 points); Henderson State Bank (#17229) rate-exposure score 40/100, Henderson State Bank (#17229) fixed-rate trap 40/100; Henderson State Bank (#17229) risk type credit driven; Henderson State Bank (#17229) rate regime rates elevated, Henderson State Bank (#17229) snapshot October 19, 2026.

Henderson State Bank (#17229) stress score moved from 55.8 on June 22, 2026 to 58.9 on October 19, 2026; Henderson State Bank (#17229) ranged 55.8 to 58.9 over 116 snapshots.

Henderson State Bank (#17229) alerts: 10 counties; top Henderson State Bank (#17229) alert scores: York County, NE 37 (moderate); Greeley County, NE 30 (low); Big Springs County, NE 20 (low); Giltner County, NE 20 (low); Maywood County, NE 20 (low).