Iowa Trust&Savings Bank (FDIC #18400): Bank Stress & Real-Estate Credit Exposure
Iowa Trust&Savings Bank (FDIC Cert #18400): bank stress 70/100, elevated, STABLE over 7 days; parent EMMETSBURG BANK SHARES INC.
Iowa Trust&Savings Bank (#18400) lends in 4 counties across 1 state; Iowa Trust&Savings Bank (#18400) reaches 68 ZIP codes: Iowa 4 counties, 68 ZIPs.
Iowa Trust&Savings Bank (#18400) largest markets: Dallas County, IA (25 branches, 25 ZIPs) (#18400), Guthrie County, IA (18 branches, 18 ZIPs) (#18400), Sac County, IA (16 branches, 16 ZIPs) (#18400), Palo Alto County, IA (14 branches, 14 ZIPs) (#18400).
Iowa Trust&Savings Bank (#18400) reports $522.0 million in total assets; Iowa Trust&Savings Bank (#18400) equity $59.6 million (11.4% of Iowa Trust&Savings Bank (#18400) assets); Iowa Trust&Savings Bank (#18400) domestic deposits $396.4 million; Iowa Trust&Savings Bank (#18400) net income $2.0 million; Iowa Trust&Savings Bank (#18400) return on assets 0.75%; Iowa Trust&Savings Bank (#18400) return on equity 6.61%; Iowa Trust&Savings Bank (#18400) net interest income $8.7 million; Iowa Trust&Savings Bank (#18400) call report June 30, 2026.
Iowa Trust&Savings Bank (#18400) noncurrent real-estate loans 0.02% of its book; Iowa Trust&Savings Bank (#18400) net charge-offs on real estate 0.67%.
Iowa Trust&Savings Bank (#18400) net interest margin 3.57% against an eight-quarter Iowa Trust&Savings Bank (#18400) average of 3.33% (Iowa Trust&Savings Bank (#18400) compression -0.24 points); Iowa Trust&Savings Bank (#18400) real-estate loans 1.7% of equity; Iowa Trust&Savings Bank (#18400) rate-exposure score 40/100, Iowa Trust&Savings Bank (#18400) fixed-rate trap 40/100; Iowa Trust&Savings Bank (#18400) risk type credit driven; Iowa Trust&Savings Bank (#18400) rate regime rates elevated, Iowa Trust&Savings Bank (#18400) snapshot October 19, 2026.
Iowa Trust&Savings Bank (#18400) stress score moved from 68.8 on June 22, 2026 to 70.5 on October 19, 2026; Iowa Trust&Savings Bank (#18400) ranged 68.8 to 70.5 over 116 snapshots.
Iowa Trust&Savings Bank (#18400) alerts: 4 counties; top Iowa Trust&Savings Bank (#18400) alert scores: Clive County, IA 23 (low); Emmetsburg County, IA 23 (low); Panora County, IA 23 (low); Sac City County, IA 23 (low).