Fidelity Bank (FDIC #5753): Bank Stress & Real-Estate Credit Exposure

Fidelity Bank (FDIC Cert #5753): bank stress 94/100, severe, STABLE over 7 days; parent SAVANNA-THOMSON INVESTMENT INC.

Fidelity Bank (#5753) lends in 3 counties across 2 states; Fidelity Bank (#5753) reaches 59 ZIP codes: Iowa 2 counties, 48 ZIPs; Illinois 1 county, 11 ZIPs.

Fidelity Bank (#5753) largest markets: Dallas County, IA (25 branches, 25 ZIPs) (#5753), Story County, IA (46 branches, 23 ZIPs) (#5753), Carroll County, IL (33 branches, 11 ZIPs) (#5753).

Fidelity Bank (#5753) reports $198.6 million in total assets; Fidelity Bank (#5753) equity $14.5 million (7.3% of Fidelity Bank (#5753) assets); Fidelity Bank (#5753) domestic deposits $165.5 million; Fidelity Bank (#5753) net income $303,000; Fidelity Bank (#5753) return on assets 0.31%; Fidelity Bank (#5753) return on equity 4.28%; Fidelity Bank (#5753) net interest income $3.5 million; Fidelity Bank (#5753) call report June 30, 2026.

Fidelity Bank (#5753) noncurrent real-estate loans: none reported; Fidelity Bank (#5753) net charge-offs on real estate 0.79%; Fidelity Bank (#5753) residential charge-offs 0.35%.

Fidelity Bank (#5753) net interest margin 3.83% against an eight-quarter Fidelity Bank (#5753) average of 3.71% (Fidelity Bank (#5753) compression -0.12 points); Fidelity Bank (#5753) non-residential real estate 34.8% of equity; Fidelity Bank (#5753) rate-exposure score 40/100, Fidelity Bank (#5753) fixed-rate trap 40/100; Fidelity Bank (#5753) risk type credit driven; Fidelity Bank (#5753) rate regime rates elevated, Fidelity Bank (#5753) snapshot October 19, 2026.

Fidelity Bank (#5753) stress score moved from 99.5 on June 22, 2026 to 94 on October 19, 2026; Fidelity Bank (#5753) ranged 94 to 99.5 over 116 snapshots.

Fidelity Bank (#5753) alerts: 3 counties; top Fidelity Bank (#5753) alert scores: Huxley County, IL 31 (low); Thomson County, IL 31 (low); West Des Moines County, IL 31 (low).