Cusb Bank (FDIC #18443): Bank Stress & Real-Estate Credit Exposure
Cusb Bank (FDIC Cert #18443): bank stress 54/100, moderate, STABLE over 7 days; parent HOW-WIN DEVELOPMENT CO.
Cusb Bank (#18443) lends in 6 counties across 1 state; Cusb Bank (#18443) reaches 61 ZIP codes: Iowa 6 counties, 61 ZIPs.
Cusb Bank (#18443) largest markets: Butler County, IA (18 branches, 18 ZIPs) (#18443), Bremer County, IA (13 branches, 13 ZIPs) (#18443), Floyd County, IA (13 branches, 13 ZIPs) (#18443), Mitchell County, IA (12 branches, 12 ZIPs) (#18443), Winneshiek County, IA (12 branches, 12 ZIPs) (#18443), Howard County, IA (18 branches, 9 ZIPs) (#18443).
Cusb Bank (#18443) reports $812.1 million in total assets; Cusb Bank (#18443) equity $95.6 million (11.8% of Cusb Bank (#18443) assets); Cusb Bank (#18443) domestic deposits $699.3 million; Cusb Bank (#18443) net income $6.2 million; Cusb Bank (#18443) return on assets 1.53%; Cusb Bank (#18443) return on equity 13.15%; Cusb Bank (#18443) net interest income $14.1 million; Cusb Bank (#18443) call report June 30, 2026.
Cusb Bank (#18443) noncurrent real-estate loans 0.07% of its book; Cusb Bank (#18443) residential 0.19%; Cusb Bank (#18443) net charge-offs on real estate 0.85%; Cusb Bank (#18443) residential charge-offs 0.24%.
Cusb Bank (#18443) net interest margin 3.71% against an eight-quarter Cusb Bank (#18443) average of 3.29% (Cusb Bank (#18443) compression -0.42 points); Cusb Bank (#18443) real-estate loans 7.1% of equity; Cusb Bank (#18443) non-residential real estate 23.9% of equity; Cusb Bank (#18443) rate-exposure score 40/100, Cusb Bank (#18443) fixed-rate trap 40/100; Cusb Bank (#18443) risk type credit driven; Cusb Bank (#18443) rate regime rates elevated, Cusb Bank (#18443) snapshot October 19, 2026.
Cusb Bank (#18443) stress score moved from 54.9 on June 22, 2026 to 53.8 on October 20, 2026; Cusb Bank (#18443) ranged 53.8 to 54.9 over 117 snapshots.
Cusb Bank (#18443) alerts: 6 counties; top Cusb Bank (#18443) alert scores: Charles City County, IA 20 (low); Lime Springs County, IA 20 (low); Osage County, IA 20 (low); Ridgeway County, IA 20 (low); Shell Rock County, IA 20 (low).