Pathway Bank (FDIC #1992): Bank Stress & Real-Estate Credit Exposure

Pathway Bank (FDIC Cert #1992): bank stress 52/100, moderate, STABLE over 7 days; parent PATHWAY BCORP.

Pathway Bank (#1992) lends in 4 counties across 1 state; Pathway Bank (#1992) reaches 30 ZIP codes: Nebraska 4 counties, 30 ZIPs.

Pathway Bank (#1992) largest markets: Dawson County, NE (12 branches, 12 ZIPs) (#1992), Hall County, NE (22 branches, 11 ZIPs) (#1992), Valley County, NE (6 branches, 6 ZIPs) (#1992), Garfield County, NE (3 branches, 3 ZIPs) (#1992).

Pathway Bank (#1992) reports $338.1 million in total assets; Pathway Bank (#1992) equity $41.0 million (12.1% of Pathway Bank (#1992) assets); Pathway Bank (#1992) domestic deposits $245.5 million; Pathway Bank (#1992) net income $2.7 million; Pathway Bank (#1992) return on assets 1.57%; Pathway Bank (#1992) return on equity 13.42%; Pathway Bank (#1992) net interest income $5.4 million; Pathway Bank (#1992) call report June 30, 2026.

Pathway Bank (#1992) noncurrent real-estate loans: none reported; Pathway Bank (#1992) net charge-offs on real estate 6.70%; Pathway Bank (#1992) residential charge-offs 28.77%.

Pathway Bank (#1992) net interest margin 3.36% against an eight-quarter Pathway Bank (#1992) average of 3.17% (Pathway Bank (#1992) compression -0.19 points); Pathway Bank (#1992) non-residential real estate 2877.1% of equity; Pathway Bank (#1992) rate-exposure score 40/100, Pathway Bank (#1992) fixed-rate trap 40/100; Pathway Bank (#1992) risk type credit driven; Pathway Bank (#1992) rate regime rates elevated, Pathway Bank (#1992) snapshot October 19, 2026.

Pathway Bank (#1992) stress score moved from 52.7 on June 22, 2026 to 51.7 on October 20, 2026; Pathway Bank (#1992) ranged 51.7 to 52.7 over 117 snapshots.

Pathway Bank (#1992) alerts: 4 counties; top Pathway Bank (#1992) alert scores: Burwell County, NE 19 (low); Grand Island County, NE 19 (low); Lexington County, NE 19 (low); Ord County, NE 19 (low).