Pinnacle Bank (FDIC #10634): Bank Stress & Real-Estate Credit Exposure
Pinnacle Bank (FDIC Cert #10634): bank stress 62/100, elevated, STABLE over 7 days; parent PINNACLE BCORP INC.
Pinnacle Bank (#10634) lends in 33 counties across 3 states; Pinnacle Bank (#10634) reaches 414 ZIP codes: Nebraska 30 counties, 325 ZIPs; Missouri 2 counties, 77 ZIPs; Kansas 1 county, 12 ZIPs.
Pinnacle Bank (#10634) largest markets: Jackson County, MO (58 branches, 58 ZIPs) (#10634), Lancaster County, NE (528 branches, 44 ZIPs) (#10634), Douglas County, NE (222 branches, 37 ZIPs) (#10634), Custer County, NE (21 branches, 21 ZIPs) (#10634), Cass County, NE (20 branches, 20 ZIPs) (#10634), Jasper County, MO (76 branches, 19 ZIPs) (#10634).
Pinnacle Bank (#10634) reports $9.18 billion in total assets; Pinnacle Bank (#10634) equity $888.8 million (9.7% of Pinnacle Bank (#10634) assets); Pinnacle Bank (#10634) domestic deposits $8.13 billion; Pinnacle Bank (#10634) net income $67.3 million; Pinnacle Bank (#10634) return on assets 1.49%; Pinnacle Bank (#10634) return on equity 15.56%; Pinnacle Bank (#10634) net interest income $145.8 million; Pinnacle Bank (#10634) call report June 30, 2026.
Pinnacle Bank (#10634) noncurrent real-estate loans: none reported; Pinnacle Bank (#10634) net charge-offs on real estate 0.05%.
Pinnacle Bank (#10634) net interest margin 3.36% against an eight-quarter Pinnacle Bank (#10634) average of 2.82% (Pinnacle Bank (#10634) compression -0.55 points); Pinnacle Bank (#10634) rate-exposure score 40/100, Pinnacle Bank (#10634) fixed-rate trap 40/100; Pinnacle Bank (#10634) risk type credit driven; Pinnacle Bank (#10634) rate regime rates elevated, Pinnacle Bank (#10634) snapshot October 19, 2026.
Pinnacle Bank (#10634) stress score moved from 62.7 on June 22, 2026 to 61.9 on October 19, 2026; Pinnacle Bank (#10634) ranged 61.9 to 62.7 over 116 snapshots.
Pinnacle Bank (#10634) alerts: 33 counties; top Pinnacle Bank (#10634) alert scores: Grant County, NE 43 (moderate); Madison County, NE 32 (low); Kearney County, NE 29 (low); Abilene County, NE 21 (low); Arnold County, NE 21 (low).