First State Bank Of Dequeen (FDIC #21805): Bank Stress & Real-Estate Credit Exposure

First State Bank Of Dequeen (FDIC Cert #21805): bank stress 71/100, elevated, STABLE over 7 days; parent FIRST STATE BANCSHARES INC.

First State Bank Of Dequeen (#21805) lends in 3 counties across 1 state; First State Bank Of Dequeen (#21805) reaches 21 ZIP codes: Arkansas 3 counties, 21 ZIPs.

First State Bank Of Dequeen (#21805) largest markets: Pike County, AR (20 branches, 10 ZIPs) (#21805), Howard County, AR (18 branches, 9 ZIPs) (#21805), Sevier County, AR (18 branches, 6 ZIPs) (#21805).

First State Bank Of Dequeen (#21805) reports $525.1 million in total assets; First State Bank Of Dequeen (#21805) equity $34.9 million (6.7% of First State Bank Of Dequeen (#21805) assets); First State Bank Of Dequeen (#21805) domestic deposits $463.6 million; First State Bank Of Dequeen (#21805) net income $3.9 million; First State Bank Of Dequeen (#21805) return on assets 1.52%; First State Bank Of Dequeen (#21805) return on equity 22.15%; First State Bank Of Dequeen (#21805) net interest income $8.3 million; First State Bank Of Dequeen (#21805) call report June 30, 2026.

First State Bank Of Dequeen (#21805) noncurrent real-estate loans 0.04% of its book; First State Bank Of Dequeen (#21805) net charge-offs on real estate 1.24%; First State Bank Of Dequeen (#21805) residential charge-offs 3.03%.

First State Bank Of Dequeen (#21805) net interest margin 3.38% against an eight-quarter First State Bank Of Dequeen (#21805) average of 3.28% (First State Bank Of Dequeen (#21805) compression -0.10 points); First State Bank Of Dequeen (#21805) real-estate loans 3.9% of equity; First State Bank Of Dequeen (#21805) non-residential real estate 302.6% of equity; First State Bank Of Dequeen (#21805) rate-exposure score 40/100, First State Bank Of Dequeen (#21805) fixed-rate trap 40/100; First State Bank Of Dequeen (#21805) risk type credit driven; First State Bank Of Dequeen (#21805) rate regime rates elevated, First State Bank Of Dequeen (#21805) snapshot October 20, 2026.

First State Bank Of Dequeen (#21805) stress score moved from 70.2 on June 22, 2026 to 70.8 on October 20, 2026; First State Bank Of Dequeen (#21805) ranged 70.2 to 70.8 over 117 snapshots.

First State Bank Of Dequeen (#21805) alerts: 3 counties; top First State Bank Of Dequeen (#21805) alert scores: Lockesburg County, AR 25 (low); Murfreesboro County, AR 25 (low); Nashville County, AR 25 (low).