Farmers Bank&Trust Co (FDIC #1291): Bank Stress & Real-Estate Credit Exposure
Farmers Bank&Trust Co (FDIC Cert #1291): bank stress 65/100, elevated, STABLE over 7 days; parent MAGNOLIA BANKING CORP.
Farmers Bank&Trust Co (#1291) lends in 18 counties across 3 states; Farmers Bank&Trust Co (#1291) reaches 181 ZIP codes: Arkansas 14 counties, 101 ZIPs; Texas 3 counties, 64 ZIPs; Oklahoma 1 county, 16 ZIPs.
Farmers Bank&Trust Co (#1291) largest markets: Collin County, TX (80 branches, 40 ZIPs) (#1291), Mccurtain County, OK (32 branches, 16 ZIPs) (#1291), Saline County, AR (28 branches, 14 ZIPs) (#1291), Lamar County, TX (28 branches, 14 ZIPs) (#1291), Logan County, AR (13 branches, 13 ZIPs) (#1291), Hot Spring County, AR (26 branches, 13 ZIPs) (#1291).
Farmers Bank&Trust Co (#1291) reports $3.16 billion in total assets; Farmers Bank&Trust Co (#1291) equity $289.3 million (9.2% of Farmers Bank&Trust Co (#1291) assets); Farmers Bank&Trust Co (#1291) domestic deposits $2.71 billion; Farmers Bank&Trust Co (#1291) net income $22.5 million; Farmers Bank&Trust Co (#1291) return on assets 1.44%; Farmers Bank&Trust Co (#1291) return on equity 15.94%; Farmers Bank&Trust Co (#1291) net interest income $58.4 million; Farmers Bank&Trust Co (#1291) call report June 30, 2026.
Farmers Bank&Trust Co (#1291) noncurrent real-estate loans 0.13% of its book; Farmers Bank&Trust Co (#1291) net charge-offs on real estate 1.42%; Farmers Bank&Trust Co (#1291) residential charge-offs 1.44%.
Farmers Bank&Trust Co (#1291) net interest margin 4.09% against an eight-quarter Farmers Bank&Trust Co (#1291) average of 3.79% (Farmers Bank&Trust Co (#1291) compression -0.30 points); Farmers Bank&Trust Co (#1291) real-estate loans 12.8% of equity; Farmers Bank&Trust Co (#1291) non-residential real estate 144.3% of equity; Farmers Bank&Trust Co (#1291) rate-exposure score 40/100, Farmers Bank&Trust Co (#1291) fixed-rate trap 40/100; Farmers Bank&Trust Co (#1291) risk type credit driven; Farmers Bank&Trust Co (#1291) rate regime rates elevated, Farmers Bank&Trust Co (#1291) snapshot October 19, 2026.
Farmers Bank&Trust Co (#1291) stress score moved from 64.5 on June 22, 2026 to 64.7 on October 19, 2026; Farmers Bank&Trust Co (#1291) ranged 64.5 to 64.7 over 116 snapshots.
Farmers Bank&Trust Co (#1291) alerts: 16 counties; top Farmers Bank&Trust Co (#1291) alert scores: Benton County, AR 39 (moderate); Ashdown County, AR 22 (low); Camden County, AR 22 (low); De Queen County, AR 22 (low); Glenwood County, AR 22 (low).