Alliance Bank (FDIC #11569): Bank Stress & Real-Estate Credit Exposure
Alliance Bank (FDIC Cert #11569): bank stress 70/100, elevated, STABLE over 7 days; parent ALLIANCE BANCSHARES INC.
Alliance Bank (#11569) lends in 5 counties across 1 state; Alliance Bank (#11569) reaches 75 ZIP codes: Texas 5 counties, 75 ZIPs.
Alliance Bank (#11569) largest markets: Collin County, TX (40 branches, 40 ZIPs) (#11569), Hunt County, TX (72 branches, 18 ZIPs) (#11569), Hopkins County, TX (78 branches, 13 ZIPs) (#11569), Rockwall County, TX (18 branches, 9 ZIPs) (#11569), Franklin County, TX (21 branches, 7 ZIPs) (#11569).
Alliance Bank (#11569) reports $1.39 billion in total assets; Alliance Bank (#11569) equity $128.3 million (9.2% of Alliance Bank (#11569) assets); Alliance Bank (#11569) domestic deposits $1.20 billion; Alliance Bank (#11569) net income $7.9 million; Alliance Bank (#11569) return on assets 1.14%; Alliance Bank (#11569) return on equity 12.33%; Alliance Bank (#11569) net interest income $23.4 million; Alliance Bank (#11569) call report June 30, 2026.
Alliance Bank (#11569) noncurrent real-estate loans: none reported; Alliance Bank (#11569) residential -0.21%; Alliance Bank (#11569) net charge-offs on real estate 0.63%; Alliance Bank (#11569) residential charge-offs 1.00%.
Alliance Bank (#11569) net interest margin 3.68% against an eight-quarter Alliance Bank (#11569) average of 3.22% (Alliance Bank (#11569) compression -0.46 points); Alliance Bank (#11569) non-residential real estate 100.5% of equity; Alliance Bank (#11569) rate-exposure score 40/100, Alliance Bank (#11569) fixed-rate trap 40/100; Alliance Bank (#11569) risk type credit driven; Alliance Bank (#11569) rate regime rates elevated, Alliance Bank (#11569) snapshot October 19, 2026.
Alliance Bank (#11569) stress score moved from 65.5 on June 22, 2026 to 70.3 on October 20, 2026; Alliance Bank (#11569) ranged 65.5 to 70.3 over 117 snapshots.
Alliance Bank (#11569) alerts: 5 counties; top Alliance Bank (#11569) alert scores: Rockwall County, TX 37 (moderate); Mount Vernon County, TX 22 (low); Plano County, TX 22 (low); Sulphur Springs County, TX 22 (low); Wolfe City County, TX 22 (low).