Benchmark Bank (FDIC #19215): Bank Stress & Real-Estate Credit Exposure
Benchmark Bank (FDIC Cert #19215): bank stress 80/100, severe, STABLE over 7 days; parent QUINLAN BANCSHARES INC.
Benchmark Bank (#19215) lends in 5 counties across 1 state; Benchmark Bank (#19215) reaches 403 ZIP codes: Texas 5 counties, 403 ZIPs.
Benchmark Bank (#19215) largest markets: Harris County, TX (143 branches, 143 ZIPs) (#19215), Dallas County, TX (190 branches, 95 ZIPs) (#19215), Tarrant County, TX (76 branches, 76 ZIPs) (#19215), Travis County, TX (189 branches, 63 ZIPs) (#19215), Collin County, TX (40 branches, 40 ZIPs) (#19215).
Benchmark Bank (#19215) reports $1.65 billion in total assets; Benchmark Bank (#19215) equity $138.4 million (8.4% of Benchmark Bank (#19215) assets); Benchmark Bank (#19215) domestic deposits $1.50 billion; Benchmark Bank (#19215) net income $6.6 million; Benchmark Bank (#19215) return on assets 0.83%; Benchmark Bank (#19215) return on equity 10.59%; Benchmark Bank (#19215) net interest income $31.0 million; Benchmark Bank (#19215) call report June 30, 2026.
Benchmark Bank (#19215) noncurrent real-estate loans: none reported; Benchmark Bank (#19215) net charge-offs on real estate 0.27%.
Benchmark Bank (#19215) net interest margin 4.17% against an eight-quarter Benchmark Bank (#19215) average of 4.25% (Benchmark Bank (#19215) compression 0.08 points); Benchmark Bank (#19215) rate-exposure score 40/100, Benchmark Bank (#19215) fixed-rate trap 40/100; Benchmark Bank (#19215) risk type credit driven; Benchmark Bank (#19215) rate regime rates elevated, Benchmark Bank (#19215) snapshot October 20, 2026.
Benchmark Bank (#19215) stress score moved from 97.8 on June 22, 2026 to 79.7 on October 20, 2026; Benchmark Bank (#19215) ranged 79.7 to 97.8 over 117 snapshots.
Benchmark Bank (#19215) alerts: 5 counties; top Benchmark Bank (#19215) alert scores: Dallas County, TX 40 (moderate); Houston County, TX 29 (low); Austin County, TX 24 (low); Fort Worth County, TX 24 (low); Plano County, TX 24 (low).