First Northern Bank Of Wy (FDIC #2208): Bank Stress & Real-Estate Credit Exposure

First Northern Bank Of Wy (FDIC Cert #2208): bank stress 78/100, severe, STABLE over 7 days; parent FIRST NATL BUFFALO BANKSHARES.

First Northern Bank Of Wy (#2208) lends in 5 counties across 1 state; First Northern Bank Of Wy (#2208) reaches 30 ZIP codes: Wyoming 5 counties, 30 ZIPs.

First Northern Bank Of Wy (#2208) largest markets: Sheridan County, WY (12 branches, 12 ZIPs) (#2208), Campbell County, WY (8 branches, 8 ZIPs) (#2208), Converse County, WY (5 branches, 5 ZIPs) (#2208), Johnson County, WY (5 branches, 5 ZIPs) (#2208), Weston County, WY (4 branches, 4 ZIPs) (#2208).

First Northern Bank Of Wy (#2208) reports $982.6 million in total assets; First Northern Bank Of Wy (#2208) equity $68.7 million (7.0% of First Northern Bank Of Wy (#2208) assets); First Northern Bank Of Wy (#2208) domestic deposits $869.8 million; First Northern Bank Of Wy (#2208) net income $5.5 million; First Northern Bank Of Wy (#2208) return on assets 1.17%; First Northern Bank Of Wy (#2208) return on equity 15.94%; First Northern Bank Of Wy (#2208) net interest income $18.6 million; First Northern Bank Of Wy (#2208) call report June 30, 2026.

First Northern Bank Of Wy (#2208) noncurrent real-estate loans: none reported; First Northern Bank Of Wy (#2208) net charge-offs on real estate 0.64%; First Northern Bank Of Wy (#2208) residential charge-offs 1.36%.

First Northern Bank Of Wy (#2208) net interest margin 4.17% against an eight-quarter First Northern Bank Of Wy (#2208) average of 3.96% (First Northern Bank Of Wy (#2208) compression -0.21 points); First Northern Bank Of Wy (#2208) non-residential real estate 136.3% of equity; First Northern Bank Of Wy (#2208) rate-exposure score 40/100, First Northern Bank Of Wy (#2208) fixed-rate trap 40/100; First Northern Bank Of Wy (#2208) risk type credit driven; First Northern Bank Of Wy (#2208) rate regime rates elevated, First Northern Bank Of Wy (#2208) snapshot October 19, 2026.

First Northern Bank Of Wy (#2208) stress score moved from 72.9 on June 22, 2026 to 77.8 on October 19, 2026; First Northern Bank Of Wy (#2208) ranged 72.9 to 77.8 over 116 snapshots.

First Northern Bank Of Wy (#2208) alerts: 5 counties; top First Northern Bank Of Wy (#2208) alert scores: Sheridan County, WY 50 (elevated); Buffalo County, WY 28 (low); Douglas County, WY 28 (low); Gillette County, WY 28 (low); Newcastle County, WY 28 (low).