Bank Of West (FDIC #25703): Bank Stress & Real-Estate Credit Exposure

Bank Of West (FDIC Cert #25703): bank stress 49/100, moderate, STABLE over 7 days; parent BANCWEST INC.

Bank Of West (#25703) lends in 3 counties across 1 state; Bank Of West (#25703) reaches 77 ZIP codes: Oklahoma 3 counties, 77 ZIPs.

Bank Of West (#25703) largest markets: Oklahoma County, OK (55 branches, 55 ZIPs) (#25703), Custer County, OK (26 branches, 13 ZIPs) (#25703), Dewey County, OK (12 branches, 12 ZIPs) (#25703).

Bank Of West (#25703) reports $192.4 million in total assets; Bank Of West (#25703) equity $19.8 million (10.3% of Bank Of West (#25703) assets); Bank Of West (#25703) domestic deposits $171.2 million; Bank Of West (#25703) net income $1.9 million; Bank Of West (#25703) return on assets 2.05%; Bank Of West (#25703) return on equity 18.42%; Bank Of West (#25703) net interest income $4.1 million; Bank Of West (#25703) call report June 30, 2026.

Bank Of West (#25703) noncurrent real-estate loans: none reported; Bank Of West (#25703) net charge-offs on real estate 0.00%.

Bank Of West (#25703) net interest margin 4.69% against an eight-quarter Bank Of West (#25703) average of 5.14% (Bank Of West (#25703) compression 0.45 points); Bank Of West (#25703) rate-exposure score 40/100, Bank Of West (#25703) fixed-rate trap 40/100; Bank Of West (#25703) risk type credit driven; Bank Of West (#25703) rate regime rates elevated, Bank Of West (#25703) snapshot October 19, 2026.

Bank Of West (#25703) stress score moved from 43.3 on June 22, 2026 to 48.5 on October 19, 2026; Bank Of West (#25703) ranged 43.3 to 48.5 over 116 snapshots.

Bank Of West (#25703) alerts: 3 counties; top Bank Of West (#25703) alert scores: Leedey County, OK 18 (low); Oklahoma City County, OK 18 (low); Thomas County, OK 18 (low).