First Federal Bank Of Ohio (FDIC #27643): Bank Stress & Real-Estate Credit Exposure
First Federal Bank Of Ohio (FDIC Cert #27643): bank stress 68/100, elevated, STABLE over 7 days.
First Federal Bank Of Ohio (#27643) lends in 4 counties across 1 state; First Federal Bank Of Ohio (#27643) reaches 55 ZIP codes: Ohio 4 counties, 55 ZIPs.
First Federal Bank Of Ohio (#27643) largest markets: Richland County, OH (57 branches, 19 ZIPs) (#27643), Morrow County, OH (36 branches, 18 ZIPs) (#27643), Crawford County, OH (30 branches, 15 ZIPs) (#27643), Erie County, OH (13 branches, 13 ZIPs) (#27643).
First Federal Bank Of Ohio (#27643) reports $282.9 million in total assets; First Federal Bank Of Ohio (#27643) equity $40.8 million (14.4% of First Federal Bank Of Ohio (#27643) assets); First Federal Bank Of Ohio (#27643) domestic deposits $231.2 million; First Federal Bank Of Ohio (#27643) net income $497,000; First Federal Bank Of Ohio (#27643) return on assets 0.35%; First Federal Bank Of Ohio (#27643) return on equity 2.45%; First Federal Bank Of Ohio (#27643) net interest income $4.1 million; First Federal Bank Of Ohio (#27643) call report June 30, 2026.
First Federal Bank Of Ohio (#27643) noncurrent real-estate loans: none reported; First Federal Bank Of Ohio (#27643) net charge-offs on real estate 0.99%; First Federal Bank Of Ohio (#27643) residential charge-offs 8.49%.
First Federal Bank Of Ohio (#27643) net interest margin 3.15% against an eight-quarter First Federal Bank Of Ohio (#27643) average of 2.87% (First Federal Bank Of Ohio (#27643) compression -0.28 points); First Federal Bank Of Ohio (#27643) non-residential real estate 848.8% of equity; First Federal Bank Of Ohio (#27643) rate-exposure score 40/100, First Federal Bank Of Ohio (#27643) fixed-rate trap 40/100; First Federal Bank Of Ohio (#27643) risk type credit driven; First Federal Bank Of Ohio (#27643) rate regime rates elevated, First Federal Bank Of Ohio (#27643) snapshot October 20, 2026.
First Federal Bank Of Ohio (#27643) stress score moved from 67.3 on June 22, 2026 to 67.8 on October 20, 2026; First Federal Bank Of Ohio (#27643) ranged 67.3 to 67.8 over 117 snapshots.
First Federal Bank Of Ohio (#27643) alerts: 4 counties; top First Federal Bank Of Ohio (#27643) alert scores: Sandusky County, OH 50 (moderate); Shelby County, OH 45 (moderate); Galion County, OH 23 (low); Mount Gilead County, OH 23 (low).