Sutton Bank (FDIC #5962): Bank Stress & Real-Estate Credit Exposure

Sutton Bank (FDIC Cert #5962): bank stress 28/100, contained, STABLE over 7 days; parent SUTTON BANCSHARES INC.

Sutton Bank (#5962) lends in 4 counties across 1 state; Sutton Bank (#5962) reaches 60 ZIP codes: Ohio 4 counties, 60 ZIPs.

Sutton Bank (#5962) largest markets: Seneca County, OH (40 branches, 20 ZIPs) (#5962), Ashland County, OH (38 branches, 19 ZIPs) (#5962), Richland County, OH (38 branches, 19 ZIPs) (#5962), Huron County, OH (28 branches, 14 ZIPs) (#5962).

Sutton Bank (#5962) reports $1.74 billion in total assets; Sutton Bank (#5962) equity $228.0 million (13.1% of Sutton Bank (#5962) assets); Sutton Bank (#5962) domestic deposits $1.50 billion; Sutton Bank (#5962) net income $42.3 million; Sutton Bank (#5962) return on assets 5.07%; Sutton Bank (#5962) return on equity 37.73%; Sutton Bank (#5962) net interest income $44.8 million; Sutton Bank (#5962) call report June 30, 2026.

Sutton Bank (#5962) noncurrent real-estate loans: none reported; Sutton Bank (#5962) net charge-offs on real estate 0.02%.

Sutton Bank (#5962) net interest margin 5.72% against an eight-quarter Sutton Bank (#5962) average of 5.60% (Sutton Bank (#5962) compression -0.12 points); Sutton Bank (#5962) rate-exposure score 40/100, Sutton Bank (#5962) fixed-rate trap 40/100; Sutton Bank (#5962) risk type rate trapped; Sutton Bank (#5962) rate regime rates elevated, Sutton Bank (#5962) snapshot October 19, 2026.

Sutton Bank (#5962) stress score moved from 26.8 on June 22, 2026 to 28.4 on October 20, 2026; Sutton Bank (#5962) ranged 26.8 to 28.4 over 117 snapshots.

Sutton Bank (#5962) alerts: 4 counties; top Sutton Bank (#5962) alert scores: Ashland County, OH 28 (low); Mansfield County, OH 15 (low); Tiffin County, OH 15 (low); Willard County, OH 15 (low).